{"id":1551,"date":"2020-06-09T00:00:00","date_gmt":"2020-06-09T00:00:00","guid":{"rendered":"https:\/\/oln-law.zegal.xyz\/?p=1551"},"modified":"2021-09-08T13:45:32","modified_gmt":"2021-09-08T13:45:32","slug":"issues-in-loan-agreements-facing-borrowers-in-covid-19","status":"publish","type":"post","link":"https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/","title":{"rendered":"\u65b0\u51a0\u80ba\u708e\u4e0b\u501f\u6b3e\u4eba\u9762\u5c0d\u7684\u8cb8\u6b3e\u5354\u8b70\u4e2d\u7684\u554f\u984c"},"content":{"rendered":"\n<p><a href=\"https:\/\/oln-law.com\/zh-hk\/yelinbao\">\u4f5c\u8005:&nbsp;\u8449\u7433\u5bf3\u5f8b\u5e2b<\/a><\/p>\n\n\n\n<p>\u65b0\u51a0\u80ba\u708e\u70ba\u5404\u884c\u5404\u696d\u5e36\u4f86\u4e86\u56b4\u91cd\u7684\u8ca1\u653f\u56f0\u96e3\uff0c\u800c\u9019\u4e9b\u884c\u696d\u7576\u4e2d\u53ef\u80fd\u6709\u4e9b\u5df2\u7c3d\u8a02\u4e86\u8cb8\u6b3e\u5354\u8b70\uff0c\u6216\u6b63\u6709\u610f\u53c3\u8207\u8cb8\u6b3e\u8a08\u5283\u3002\u672c\u6587\u5c07\u63a2\u8a0e\u7531\u8cb8\u6b3e\u5354\u8b70\u4e2d\u7684\u95dc\u9375\u689d\u6b3e\u5f15\u7533\u7684\u5404\u7a2e\u554f\u984c\u3001\u65b0\u51a0\u80ba\u708e\u4e0b\u5b83\u5011\u7684\u5f71\u97ff\u3001\u4ee5\u53ca\u53ef\u80fd\u7684\u89e3\u6c7a\u65b9\u6848\u3002<\/p>\n\n\n\n<p><strong>\u54ea\u4e9b\u95dc\u9375\u689d\u6b3e\u6703\u5f71\u97ff\u501f\u6b3e\u4eba\uff1f<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>\u91cd\u5927\u4e0d\u5229\u5f71\u97ff\uff0f\u8b8a\u5316<\/li><\/ol>\n\n\n\n<p>\u5728\u91d1\u878d\u4ea4\u6613\u4e2d\uff0c\u5354\u8b70\u901a\u5e38\u6703\u5305\u542b\u201c\u91cd\u5927\u4e0d\u5229\u5f71\u97ff\uff0f\u8b8a\u5316\u201d\u689d\u6b3e\u4f5c\u70ba\u501f\u6b3e\u4eba\u7684\u7533\u8ff0\uff0c\u5373\u501f\u6b3e\u4eba\u5f9e\u4fe1\u8cb8\u4e2d\u63d0\u53d6\u8cc7\u91d1\u7684\u5148\u6c7a\u689d\u4ef6\u662f\u501f\u6b3e\u4eba\u6216\u5176\u696d\u52d9\u3001\u904b\u71df\u3001\u8ca1\u7522\u3001\u72c0\u6cc1\uff08\u8ca1\u52d9\u6216\u5176\u4ed6\u65b9\u9762\uff09\u3001\u524d\u666f\u548c\/\u6216\u5c65\u884c\u5354\u8b70\u80fd\u529b\u6c92\u6709\u91cd\u5927\u4e0d\u5229\u8b8a\u5316\u3002\u91cd\u5927\u4e0d\u5229\u5f71\u97ff\uff0f\u8b8a\u5316\u7684\u5176\u4e2d\u4e00\u500b\u4f8b\u5b50\u662f\u501f\u6b3e\u4eba\u7684\u8ca1\u52d9\u5831\u8868\u9023\u7e8c\u5b58\u5728\u8f03\u5927\u7684\u8ca0\u6578\u3002<\/p>\n\n\n\n<p>\u6839\u64da\u8cb8\u6b3e\u5354\u8b70\u4e2d\u91cd\u5927\u4e0d\u5229\u5f71\u97ff\uff0f\u8b8a\u5316\u689d\u6b3e\u7684\u5f71\u97ff\u53d6\u6c7a\u65bc\u689d\u6b3e\u7684\u5177\u9ad4\u63aa\u8a5e\uff0c\u4f8b\u5982\uff0c\u5b83\u662f\u5426\u50c5\u91dd\u5c0d\u501f\u6b3e\u4eba\u7684\u9084\u6b3e\u8cac\u4efb\uff08\u7bc4\u570d\u8f03\u7a84\uff09\uff0c\u6216\u662f\u9069\u7528\u65bc\u501f\u6b3e\u4eba\u7684\u6574\u500b\u696d\u52d9\uff08\u76f8\u5c0d\u7bc4\u570d\u8f03\u5ee3\uff09\u3002\u5982\u679c\u662f\u5f8c\u8005\uff0c\u56e0\u75ab\u60c5\u906d\u53d7\u5ba2\u6236\u53ca\u6536\u5165\u640d\u5931\u7684\u4f01\u696d\u5247\u53ef\u80fd\u88ab\u8a72\u689d\u6b3e\u6db5\u84cb\u3002<\/p>\n\n\n\n<p>\u5373\u4f7f\u8cb8\u6b3e\u4eba\u4e0d\u5e38\u7528\u91cd\u5927\u4e0d\u5229\u5f71\u97ff\uff0f\u8b8a\u5316\u689d\u6b3e\u53bb\u78ba\u7acb\u501f\u6b3e\u4eba\u9055\u7d04\uff0c\u4f46\u8a72\u7b49\u689d\u6b3e\u7684\u8d77\u8349\u901a\u5e38\u88ab\u591a\u756a\u6d3d\u8ac7\u3002\u4e00\u65e6\u767c\u751f\u91cd\u5927\u4e0d\u5229\u5f71\u97ff\uff0f\u8b8a\u5316\uff0c\u5b83\u4fbf\u70ba\u8cb8\u6b3e\u4eba\u91cd\u65b0\u5546\u8ac7\u689d\u6b3e\u88fd\u9020\u4e86\u6709\u529b\u7684\u8ac7\u5224\u689d\u4ef6\u3002\u4f46\u662f\uff0c\u5982\u679c\u4f01\u696d\u73fe\u6709\u5df2\u6709\u5faa\u74b0\u8cb8\u6b3e\uff0c\u689d\u6b3e\u53ef\u80fd\u6703\u9020\u6210\u56b4\u91cd\u7684\u5f8c\u679c\u3002\u501f\u6b3e\u4eba\u5728\u63d0\u6b3e\u524d\u5fc5\u9808\u7b26\u5408\u5148\u6c7a\u689d\u4ef6\uff0c\u5426\u5247\u53ef\u80fd\u6703\u9762\u81e8\u73fe\u91d1\u6d41\u52d5\u554f\u984c\u3002\u9019\u7a2e\u4f01\u696d\u5c07\u4e0d\u5f97\u4e0d\u6c42\u52a9\u65bc\u5176\u4ed6\u8cb8\u6b3e\u4eba\u4e26\u6e96\u5099\u63a5\u53d7\u66f4\u82db\u523b\u7684\u689d\u4ef6\uff0c\u6216\u5c0b\u6c42\u5176\u4ed6\u4fdd\u6301\u73fe\u91d1\u6d41\u52d5\u6027\u7684\u65b9\u6cd5\u3002<\/p>\n\n\n\n<p>2. \u8ca1\u52d9\u5951\u8afe<\/p>\n\n\n\n<p>\u8cb8\u6b3e\u5354\u8b70\u7684\u5236\u5b9a\u662f\u70ba\u4e86\u78ba\u4fdd\u8cb8\u6b3e\u4eba\u5118\u65e9\u610f\u8b58\u5230\u501f\u6b3e\u4eba\u9762\u5c0d\u7684\u8ca1\u653f\u58d3\u529b\u3002\u56e0\u6b64\uff0c\u8ca1\u52d9\u5951\u8afe\u5c0d\u501f\u6b3e\u4eba\u65bd\u52a0\u4e86\u8cac\u4efb\uff0c\u4f8b\u5982\u4e0d\u5f97\u505c\u6b62\u71df\u696d\u3001\u5728\u696d\u52d9\u8b8a\u66f4\u6216\u8cc7\u7522\u8655\u7f6e\u4e4b\u524d\u9700\u5fb5\u6c42\u8cb8\u6b3e\u4eba\u7684\u540c\u610f\u4ee5\u53ca\u6301\u7e8c\u4fdd\u6301\u7279\u5b9a\u7684\u8ca1\u52d9\u6307\u6a19\uff08\u4f8b\u5982\u73fe\u91d1\u6d41\u91cf\u8986\u84cb\u7387\u3001\u5229\u606f\u8986\u84cb\u7387\u53ca\u69d3\u687f\u6bd4\u7387\uff09\u3002<\/p>\n\n\n\n<p>\u9762\u5c0d\u65b0\u51a0\u80ba\u708e\u53ca\u5176\u5c0d\u696d\u52d9\u7684\u4e0d\u5229\u5f71\u97ff\uff0c\u501f\u6b3e\u4eba\u53ef\u80fd\u6703\u9762\u5c0d\u5951\u8afe\u9020\u6210\u7684\u6311\u6230\u3002\u4f8b\u5982\uff0c\u5982\u679c\u6536\u5165\u4e0b\u964d\u5c0e\u81f4\u7121\u6cd5\u4fdd\u6301\u5951\u8afe\u6240\u8981\u6c42\u7684\u8ca1\u52d9\u6307\u6a19\u7684\u4e00\u5b9a\u6c34\u5e73\uff0c\u4ed6\u5011\u4fbf\u53ef\u80fd\u9055\u53cd\u6b64\u985e\u5951\u8afe\u3002\u9019\u53ef\u80fd\u6703\u5f15\u767c\u9055\u7d04\u4e8b\u4ef6\uff08\u5728\u4e0b\u9762\u7684\u7b2c3\u6bb5\u4e2d\u8a0e\u8ad6\uff09\uff0c\u5c0e\u81f4\u8cb8\u6b3e\u4eba\u63d0\u51fa\u50b5\u52d9\u5230\u671f\u4ee5\u884c\u4f7f\u62b5\u62bc\u54c1\u3002<\/p>\n\n\n\n<p>\u4f46\u56e0\u6b64\u800c\u767c\u751f\u9055\u7d04\uff0c\u4f01\u696d\u4ecd\u7136\u6709\u51fa\u8def\u3002\u5728\u9019\u7a2e\u60c5\u6cc1\u4e0b\uff0c\u9055\u7d04\u501f\u6b3e\u4eba\u61c9\u67e5\u660e\u662f\u5426\u53ef\u4ee5\u884c\u4f7f\u4efb\u4f55\u7cfe\u6b63\u6b0a\u4f5c\u70ba\u88dc\u6551\u3002\u80a1\u6b0a\u7cfe\u6b63\u689d\u6b3e\u901a\u5e38\u5141\u8a31\u501f\u6b3e\u4eba\u7684\u80a1\u6771\u5411\u501f\u6b3e\u4eba\u6ce8\u5165\u984d\u5916\u7684\u80a1\u672c\u3002\u9019\u6a23\uff0c\u501f\u6b3e\u4eba\u7684\u8ca1\u52d9\u72c0\u6cc1\u4fbf\u6703\u9054\u5230\u5951\u8afe\u6240\u8981\u6c42\u7684\u6a19\u6e96\u3002\u4f46\u5373\u4f7f\u8cb8\u6b3e\u5354\u8b70\u6c92\u6709\u6307\u660e\u89e3\u6c7a\u65b9\u6cd5\uff0c\u501f\u6b3e\u4eba\u4ecd\u672a\u5fc5\u5c71\u7aae\u6c34\u76e1\uff0c\u6216\u53ef\u8d70\u51fa\u7d55\u5883\uff08\u5982\u4e0b\u8ff0\uff09\u3002<\/p>\n\n\n\n<p>3. \u9055\u7d04\u4e8b\u4ef6<\/p>\n\n\n\n<p>\u5e38\u898b\u7684\u9055\u7d04\u4e8b\u4ef6\u662f\u4e0d\u4ed8\u6b3e\uff0c\u7834\u7522\u548c\u9032\u5165\u7834\u7522\u7a0b\u5e8f\u3002\u511f\u9084\u5230\u671f\u6b3e\u9805\u6709\u56f0\u96e3\u7684\u4f01\u696d\u5c07\u6709\u9055\u7d04\u7684\u98a8\u96aa\u3002\u81f3\u65bc\u7834\u7522\uff0c\u61c9\u7576\u6ce8\u610f\u7684\u662f\uff0c\u7834\u7522\u7684\u5b9a\u7fa9\u6216\u6e2c\u8a66\u56e0\u53f8\u6cd5\u7ba1\u8f44\u5340\u800c\u7570\u3002\u5728\u9999\u6e2f\uff0c\u8003\u616e\u5230\u516c\u53f8\u7684\u6216\u6709\u50b5\u52d9\u548c\u9810\u671f\u8ca0\u50b5\uff08\u57fa\u65bc\u73fe\u91d1\u6d41\u91cf\u6216\u8cc7\u7522\u8ca0\u50b5\u8868\uff09\uff0c\u5982\u679c\u8a72\u516c\u53f8\u7121\u6cd5\u511f\u908410,000\u6e2f\u5143\u6216\u4ee5\u4e0a\u7684\u50b5\u52d9\uff0c\u516c\u53f8\u53ef\u80fd\u6703\u88ab\u6cd5\u9662\u6e05\u76e4\u3002<\/p>\n\n\n\n<p>\u76f8\u6bd4\u4e4b\u4e0b\uff0c\u65b0\u52a0\u5761\u7684\u7834\u7522\u6e2c\u8a66\u662f\u4e00\u5bb6\u516c\u53f8\u7121\u6cd5\u5c65\u884c\u5176\u61c9\u4ed8\u6b3e\u7684\u50b5\u52d9\uff0c\u6216\u5176\u7e3d\u8ca0\u50b5\u8d85\u904e\u5176\u8cc7\u7522\u50f9\u503c\u3002<\/p>\n\n\n\n<p>\u7576\u8cb8\u6b3e\u5354\u8b70\u4e2d\u6709\u4e00\u9805\u689d\u6587\u898f\u5b9a\u5982\u679c\u501f\u6b3e\u4eba\u9055\u53cd\u8207\u53e6\u4e00\u50b5\u6b0a\u4eba\u7684\u53e6\u4e00\u7b46\u8cb8\u6b3e\u5354\u8b70\u5247\u8996\u70ba\u9055\u7d04\u4e8b\u4ef6\uff0c\u5c31\u6703\u51fa\u73fe\u4e00\u500b\u76f8\u95dc\u7684\u554f\u984c\uff1a\u201c\u4ea4\u53c9\u9055\u7d04\u201d\u3002\u9019\u4ee3\u8868\uff0c\u5982\u679c\u6240\u6709\u9019\u4e9b\u5354\u8b70\u90fd\u6709\u4ea4\u53c9\u9055\u7d04\u689d\u6b3e\uff0c\u5728\u9aa8\u724c\u6548\u61c9\u4e0b\uff0c\u501f\u6b3e\u4eba\u7684\u4e00\u9805\u9055\u7d04\u53ef\u80fd\u5c0e\u81f4\u591a\u65bc\u4e00\u9805\u7684\u8cb8\u6b3e\u5354\u8b70\u9055\u7d04\u3002<\/p>\n\n\n\n<p>\u6211\u5011\u5efa\u8b70\u501f\u6b3e\u4eba\u9075\u5b88\u5354\u8b70\u4e2d\u7684\u4efb\u4f55\u901a\u77e5\u8981\u6c42\uff0c\u4e26\u5728\u53ef\u80fd\u6703\u9055\u7d04\/\u5be6\u969b\u4e0a\u5df2\u9055\u7d04\u7684\u60c5\u6cc1\u4e0b\u53ca\u6642\u901a\u77e5\u8cb8\u6b3e\u4eba\u3002\u6211\u5011\u4e0d\u6e05\u695a\u8cb8\u6b3e\u4eba\u662f\u5426\u9858\u610f\u4f5c\u51fa\u4efb\u4f55\u5bec\u9650\uff0c\u4f46\u5be6\u969b\u4e0a\uff0c\u7e3d\u6709\u8ac7\u5224\u7a7a\u9593\u8b93\u501f\u6b3e\u4eba\u8981\u6c42\u8cb8\u6b3e\u4eba\u653e\u68c4\u57f7\u884c\u9055\u7d04\u6b0a\u5229\uff0c\u7279\u5225\u662f\u5982\u679c\u9019\u53ea\u662f\u501f\u6b3e\u4eba\u7b2c\u4e00\u6b21\u9055\u7d04\u3002\u901a\u5e38\uff0c\u8cb8\u6b3e\u4eba\u6703\u6536\u53d6\u8c41\u514d\u8cbb\u4f5c\u70ba\u653e\u68c4\u57f7\u884c\u9055\u7d04\u6b0a\u5229\u7684\u4ee3\u50f9\u3002<\/p>\n\n\n\n<p><strong>\u501f\u6b3e\u4eba\u61c9\u6ce8\u610f\u54ea\u4e9b\u8cac\u4efb\uff1f<\/strong><\/p>\n\n\n\n<p>1. \u901a\u5831\u8cac\u4efb<\/p>\n\n\n\n<p>\u501f\u6b3e\u4eba\u61c9\u6aa2\u67e5\u5176\u8cb8\u6b3e\u5354\u8b70\u4e2d\u662f\u5426\u6709\u5411\u8cb8\u6b3e\u4eba\u63d0\u4f9b\u4fe1\u606f\u7684\u627f\u8afe\uff0c\u4f8b\u5982\u63d0\u4f9b\u501f\u6b3e\u4eba\u7684\u8ca1\u52d9\u5831\u8868\u548c\u5be9\u8a08\u5831\u544a\u3002\u65b0\u51a0\u80ba\u708e\u4e0b\u8a31\u591a\u5de5\u4f5c\u5834\u6240\u5be6\u65bd\u4e86\u53e6\u985e\u5de5\u4f5c\u5b89\u6392\uff0c\u56e0\u6b64\u516c\u53f8\u61c9\u5728\u4efb\u4f55\u622a\u6b62\u65e5\u671f\u4e4b\u524d\u8207\u6703\u8a08\/\u5be9\u8a08\u516c\u53f8\u5b89\u6392\u597d\uff0c\u4ee5\u78ba\u4fdd\u6e96\u6642\u6e96\u5099\u597d\u4e26\u53ef\u4ee5\u4ea4\u4ed8\u76f8\u95dc\u5831\u544a\u4f9b\u8cb8\u6b3e\u4eba\u6aa2\u95b1\u3002<\/p>\n\n\n\n<p>\u6b64\u5916\uff0c\u5982\u53ef\u80fd\u767c\u751f\u6216\u5df2\u7d93\u767c\u751f\u9055\u7d04\u4e8b\u4ef6\uff0c\u501f\u6b3e\u4eba\u53ef\u80fd\u6709\u8cac\u4efb\u901a\u77e5\u8cb8\u6b3e\u4eba\u3002\u5176\u4ed6\u9700\u8981\u901a\u77e5\u8cb8\u6b3e\u4eba\u7684\u4e8b\u9805\u5305\u62ec\u501f\u6b3e\u4eba\u53ef\u80fd\u9055\u53cd\u4efb\u4f55\u91cd\u5927\u5408\u7d04\uff08\u56e0\u6b64\u5f71\u97ff\u5176\u696d\u52d9\u548c\u8ca1\u653f\u72c0\u6cc1\uff09\u3001\u4e3b\u8981\u7ba1\u7406\u5c64\u6210\u54e1\u7531\u65bc\u65b0\u51a0\u80ba\u708e\u800c\u7121\u6cd5\u5c65\u884c\u5de5\u4f5c\u8077\u8cac\u3001\u4ee5\u53ca\u8abf\u6574\u696d\u52d9\u4ee5\u61c9\u5c0d\u65b0\u51a0\u80ba\u708e\u4e0b\u7684\u5e02\u5834\u72c0\u6cc1\u3002\u5982\u679c\u501f\u6b3e\u4eba\u4e0d\u9075\u5b88\u9019\u4e9b\u8cac\u4efb\uff0c\u4fbf\u53ef\u80fd\u6703\u5c0e\u81f4\u9055\u53cd\u627f\u8afe\u6216\u89f8\u767c\u9055\u7d04\u4e8b\u4ef6\u3002<\/p>\n\n\n\n<p>2. \u7dad\u6301\u8ca1\u52d9\u6307\u6a19<\/p>\n\n\n\n<p>\u5982\u4e0a\u6240\u8ff0\uff0c\u8cb8\u6b3e\u5354\u8b70\u4e2d\u7684\u5148\u6c7a\u689d\u4ef6\u6703\u8981\u6c42\u501f\u6b3e\u4eba\u4fdd\u6301\u8ca1\u653f\u72c0\u6cc1\u5728\u4e00\u5b9a\u6c34\u5e73\u4e4b\u4e0a\u3002\u5728\u8cb8\u6b3e\u5354\u8b70\u662f\u5ea6\u8eab\u5b9a\u505a\u7684\u60c5\u6cc1\u4e0b\uff0c\u67e5\u770b\u6e2c\u8a66\u501f\u6b3e\u4eba\u8ca1\u52d9\u6307\u6a19\u7684\u8a08\u7b97\u9031\u671f\u7684\u898f\u5b9a\u53ef\u80fd\u6703\u6709\u6240\u5e6b\u52a9\u3002\u8209\u4f8b\u4f86\u8aaa\uff0c\u8f03\u9577\u7684\u8a08\u7b97\u9031\u671f\u6709\u52a9\u65bc\u6e1b\u8f15\u77ed\u671f\u58d3\u529b\uff0c\u4e26\u4e14\u5728\u8a08\u7b97\u4e2d\u53ef\u80fd\u6703\u61c9\u7528\u5230\u501f\u6b3e\u4eba\u65bc\u65b0\u51a0\u80ba\u708e\u524d\u7684\u6536\u5165\u4ee5\u5e6b\u52a9\u5176\u4fdd\u6301\u5728\u6240\u9700\u7684\u8ca1\u52d9\u6307\u6a19\u6c34\u5e73\u4e0a\u3002<\/p>\n\n\n\n<p><strong>\u7d50\u8ad6<\/strong><\/p>\n\n\n\n<p>\u6beb\u7121\u7591\u554f\uff0c\u65b0\u51a0\u80ba\u708e\u6e1b\u7de9\u4e86\u50b5\u52d9\u8cc7\u672c\u5e02\u5834\u7684\u4ea4\u6613\u91cf\u3002\u5c0d\u65bc\u73fe\u6709\u7684\u8cb8\u6b3e\u5354\u8b70\uff0c\u9664\u4e86\u501f\u6b3e\u4eba\u63a1\u53d6\u884c\u52d5\u8207\u50b5\u6b0a\u4eba\u8ac7\u5224\u4ee5\u91cd\u7d44\u8cb8\u6b3e\uff08\u4f46\u8981\u78ba\u4fdd\u9019\u4e0d\u6703\u89f8\u767c\u73fe\u6709\u8cb8\u6b3e\u5354\u8b70\u4e0b\u7684\u6280\u8853\u6027\u9055\u7d04\uff09\u4e4b\u5916\uff0c\u5982\u679c\u8cb8\u6b3e\u4eba\uff0c\u7279\u5225\u662f\u6a5f\u69cb\u9280\u884c\u696d\u52d9\u8cb8\u6b3e\u4eba\uff0c\u4e3b\u52d5\u5c0d\u4e2d\u5c0f\u578b\u4f01\u696d\u63d0\u4f9b\u6551\u6fdf\u65b9\u6848\uff0c\u9019\u6a23\u66f4\u6709\u5e6b\u52a9\u3002<\/p>\n\n\n\n<p>\u4e8b\u5be6\u4e0a\uff0c\u9999\u6e2f\u91d1\u878d\u7ba1\u7406\u5c40\uff08\u201c\u91d1\u7ba1\u5c40\u201d\uff09\u57282020\u5e742\u67086\u65e5\u767c\u7d66\u8a8d\u53ef\u6a5f\u69cb\uff08\u5305\u62ec\u9280\u884c\uff09\u7684\u4fe1\u4ef6\u4e2d\u6307\u51fa\uff0c\u4e00\u4e9b\u6a5f\u69cb\u5df2\u8a08\u5283\u5411\u501f\u6b3e\u4eba\u63d0\u4f9b\u81e8\u6642\u6551\u6fdf\u63aa\u65bd\uff0c\u4e26\u9f13\u52f5\u5176\u4ed6\u6a5f\u69cb\u4e5f\u9019\u6a23\u505a\u3002\u91d1\u7ba1\u5c40\u9032\u4e00\u6b65\u8868\u793a\uff0c \u201c\u9280\u884c\u696d\u7684\u7a4d\u6975\u53cd\u61c9\u5c07\u6709\u52a9\u7de9\u89e3\u65b0\u51a0\u80ba\u708e\u9020\u6210\u7684\u8ca1\u653f\u5f8c\u679c\u201d\u3002<\/p>\n\n\n\n<p>\u6709\u591a\u5c11\u8cb8\u6b3e\u4eba\u5c07\u63a1\u53d6\u985e\u4f3c\u7684\u6551\u6fdf\u63aa\u65bd\u9084\u6709\u5f85\u89c0\u5bdf\uff0c\u4f46\u662f\u8cb8\u6b3e\u4ea4\u6613\u96d9\u65b9\u4e00\u81f4\u3001\u96c6\u9ad4\u7684\u52aa\u529b\u7121\u7591\u6703\u7de9\u89e3\u5728\u9019\u524d\u6240\u672a\u6709\u7684\u6642\u671f\u672c\u5730\u4f01\u696d\u9762\u81e8\u7684\u8ca1\u653f\u58d3\u529b\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u60a8\u5c0d\u4e0a\u9762\u63a2\u8a0e\u7684\u8b70\u984c\u6709\u4efb\u4f55\u7591\u554f\uff0c\u8acb\u900f\u904e<a href=\"http:\/\/tracy.yip@oln-law.com\/\">tracy.yip@oln-law.com<\/a>\u806f\u7d61\u6211\u5011\u7684\u5408\u5925\u4eba\u8449\u7433\u5bf3\u5f8b\u5e2b\u4ee5\u7372\u5f97\u9032\u4e00\u6b65\u7684\u5e6b\u52a9\u3002<\/p>\n\n\n\n<p>\u514d\u8cac\u8072\u660e\uff1a\u672c\u6587\u50c5\u4f9b\u53c3\u8003\u3002\u672c\u6587\u4e2d\u7684\u4efb\u4f55\u5167\u5bb9\u5747\u4e0d\u5f97\u89e3\u91cb\u70ba\u5c0d\u4efb\u4f55\u4eba\u7684\u9999\u6e2f\u6cd5\u5f8b\u610f\u898b\u6216\u4efb\u4f55\u8207\u6b64\u6709\u95dc\u7684\u6cd5\u5f8b\u610f\u898b\u3002\u9ad8\u674e\u56b4\u5f8b\u5e2b\u4e8b\u52d9\u6240\u5c0d\u56e0\u672c\u689d\u6240\u8f09\u6750\u6599\u6240\u9020\u6210\u7684\u4efb\u4f55\u884c\u70ba\u6240\u9020\u6210\u7684\u4efb\u4f55\u640d\u5931\u548c\/\u6216\u640d\u5bb3\u4e0d\u627f\u64d4\u4efb\u4f55\u8cac\u4efb\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u4f5c\u8005:&nbsp;\u8449\u7433\u5bf3\u5f8b\u5e2b \u65b0\u51a0\u80ba\u708e\u70ba\u5404\u884c\u5404\u696d\u5e36\u4f86\u4e86\u56b4\u91cd\u7684\u8ca1\u653f\u56f0\u96e3\uff0c\u800c\u9019\u4e9b\u884c\u696d\u7576\u4e2d\u53ef\u80fd\u6709\u4e9b\u5df2\u7c3d\u8a02\u4e86\u8cb8\u6b3e\u5354\u8b70\uff0c\u6216\u6b63\u6709\u610f\u53c3\u8207\u8cb8\u6b3e\u8a08\u5283\u3002\u672c\u6587\u5c07\u63a2\u8a0e\u7531\u8cb8\u6b3e\u5354\u8b70\u4e2d\u7684\u95dc\u9375\u689d\u6b3e\u5f15\u7533\u7684\u5404\u7a2e\u554f\u984c\u3001\u65b0\u51a0\u80ba\u708e\u4e0b\u5b83\u5011\u7684\u5f71\u97ff\u3001\u4ee5\u53ca\u53ef\u80fd\u7684\u89e3\u6c7a\u65b9\u6848\u3002 \u54ea\u4e9b\u95dc\u9375\u689d\u6b3e\u6703\u5f71\u97ff\u501f\u6b3e\u4eba\uff1f \u91cd\u5927\u4e0d\u5229\u5f71\u97ff\uff0f\u8b8a\u5316 \u5728\u91d1\u878d\u4ea4\u6613\u4e2d\uff0c\u5354\u8b70\u901a\u5e38\u6703\u5305\u542b\u201c\u91cd\u5927\u4e0d\u5229\u5f71\u97ff\uff0f\u8b8a\u5316\u201d\u689d\u6b3e\u4f5c\u70ba\u501f\u6b3e\u4eba\u7684\u7533\u8ff0\uff0c\u5373\u501f\u6b3e\u4eba\u5f9e\u4fe1\u8cb8\u4e2d\u63d0\u53d6\u8cc7\u91d1\u7684\u5148\u6c7a\u689d\u4ef6\u662f\u501f\u6b3e\u4eba\u6216\u5176\u696d\u52d9\u3001\u904b\u71df\u3001\u8ca1\u7522\u3001\u72c0\u6cc1\uff08\u8ca1\u52d9\u6216\u5176\u4ed6\u65b9\u9762\uff09\u3001\u524d\u666f\u548c\/\u6216\u5c65\u884c\u5354\u8b70\u80fd\u529b\u6c92\u6709\u91cd\u5927\u4e0d\u5229\u8b8a\u5316\u3002\u91cd\u5927\u4e0d\u5229\u5f71\u97ff\uff0f\u8b8a\u5316\u7684\u5176\u4e2d\u4e00\u500b\u4f8b\u5b50\u662f\u501f\u6b3e\u4eba\u7684\u8ca1\u52d9\u5831\u8868\u9023\u7e8c\u5b58\u5728\u8f03\u5927\u7684\u8ca0\u6578\u3002 \u6839\u64da\u8cb8\u6b3e\u5354\u8b70\u4e2d\u91cd\u5927\u4e0d\u5229\u5f71\u97ff\uff0f\u8b8a\u5316\u689d\u6b3e\u7684\u5f71\u97ff\u53d6\u6c7a\u65bc\u689d\u6b3e\u7684\u5177\u9ad4\u63aa\u8a5e\uff0c\u4f8b\u5982\uff0c\u5b83\u662f\u5426\u50c5\u91dd\u5c0d\u501f\u6b3e\u4eba\u7684\u9084\u6b3e\u8cac\u4efb\uff08\u7bc4\u570d\u8f03\u7a84\uff09\uff0c\u6216\u662f\u9069\u7528\u65bc\u501f\u6b3e\u4eba\u7684\u6574\u500b\u696d\u52d9\uff08\u76f8\u5c0d\u7bc4\u570d\u8f03\u5ee3\uff09\u3002\u5982\u679c\u662f\u5f8c\u8005\uff0c\u56e0\u75ab\u60c5\u906d\u53d7\u5ba2\u6236\u53ca\u6536\u5165\u640d\u5931\u7684\u4f01\u696d\u5247\u53ef\u80fd\u88ab\u8a72\u689d\u6b3e\u6db5\u84cb\u3002 \u5373\u4f7f\u8cb8\u6b3e\u4eba\u4e0d\u5e38\u7528\u91cd\u5927\u4e0d\u5229\u5f71\u97ff\uff0f\u8b8a\u5316\u689d\u6b3e\u53bb\u78ba\u7acb\u501f\u6b3e\u4eba\u9055\u7d04\uff0c\u4f46\u8a72\u7b49\u689d\u6b3e\u7684\u8d77\u8349\u901a\u5e38\u88ab\u591a\u756a\u6d3d\u8ac7\u3002\u4e00\u65e6\u767c\u751f\u91cd\u5927\u4e0d\u5229\u5f71\u97ff\uff0f\u8b8a\u5316\uff0c\u5b83\u4fbf\u70ba\u8cb8\u6b3e\u4eba\u91cd\u65b0\u5546\u8ac7\u689d\u6b3e\u88fd\u9020\u4e86\u6709\u529b\u7684\u8ac7\u5224\u689d\u4ef6\u3002\u4f46\u662f\uff0c\u5982\u679c\u4f01\u696d\u73fe\u6709\u5df2\u6709\u5faa\u74b0\u8cb8\u6b3e\uff0c\u689d\u6b3e\u53ef\u80fd\u6703\u9020\u6210\u56b4\u91cd\u7684\u5f8c\u679c\u3002\u501f\u6b3e\u4eba\u5728\u63d0\u6b3e\u524d\u5fc5\u9808\u7b26\u5408\u5148\u6c7a\u689d\u4ef6\uff0c\u5426\u5247\u53ef\u80fd\u6703\u9762\u81e8\u73fe\u91d1\u6d41\u52d5\u554f\u984c\u3002\u9019\u7a2e\u4f01\u696d\u5c07\u4e0d\u5f97\u4e0d\u6c42\u52a9\u65bc\u5176\u4ed6\u8cb8\u6b3e\u4eba\u4e26\u6e96\u5099\u63a5\u53d7\u66f4\u82db\u523b\u7684\u689d\u4ef6\uff0c\u6216\u5c0b\u6c42\u5176\u4ed6\u4fdd\u6301\u73fe\u91d1\u6d41\u52d5\u6027\u7684\u65b9\u6cd5\u3002 2. \u8ca1\u52d9\u5951\u8afe \u8cb8\u6b3e\u5354\u8b70\u7684\u5236\u5b9a\u662f\u70ba\u4e86\u78ba\u4fdd\u8cb8\u6b3e\u4eba\u5118\u65e9\u610f\u8b58\u5230\u501f\u6b3e\u4eba\u9762\u5c0d\u7684\u8ca1\u653f\u58d3\u529b\u3002\u56e0\u6b64\uff0c\u8ca1\u52d9\u5951\u8afe\u5c0d\u501f\u6b3e\u4eba\u65bd\u52a0\u4e86\u8cac\u4efb\uff0c\u4f8b\u5982\u4e0d\u5f97\u505c\u6b62\u71df\u696d\u3001\u5728\u696d\u52d9\u8b8a\u66f4\u6216\u8cc7\u7522\u8655\u7f6e\u4e4b\u524d\u9700\u5fb5\u6c42\u8cb8\u6b3e\u4eba\u7684\u540c\u610f\u4ee5\u53ca\u6301\u7e8c\u4fdd\u6301\u7279\u5b9a\u7684\u8ca1\u52d9\u6307\u6a19\uff08\u4f8b\u5982\u73fe\u91d1\u6d41\u91cf\u8986\u84cb\u7387\u3001\u5229\u606f\u8986\u84cb\u7387\u53ca\u69d3\u687f\u6bd4\u7387\uff09\u3002 \u9762\u5c0d\u65b0\u51a0\u80ba\u708e\u53ca\u5176\u5c0d\u696d\u52d9\u7684\u4e0d\u5229\u5f71\u97ff\uff0c\u501f\u6b3e\u4eba\u53ef\u80fd\u6703\u9762\u5c0d\u5951\u8afe\u9020\u6210\u7684\u6311\u6230\u3002\u4f8b\u5982\uff0c\u5982\u679c\u6536\u5165\u4e0b\u964d\u5c0e\u81f4\u7121\u6cd5\u4fdd\u6301\u5951\u8afe\u6240\u8981\u6c42\u7684\u8ca1\u52d9\u6307\u6a19\u7684\u4e00\u5b9a\u6c34\u5e73\uff0c\u4ed6\u5011\u4fbf\u53ef\u80fd\u9055\u53cd\u6b64\u985e\u5951\u8afe\u3002\u9019\u53ef\u80fd\u6703\u5f15\u767c\u9055\u7d04\u4e8b\u4ef6\uff08\u5728\u4e0b\u9762\u7684\u7b2c3\u6bb5\u4e2d\u8a0e\u8ad6\uff09\uff0c\u5c0e\u81f4\u8cb8\u6b3e\u4eba\u63d0\u51fa\u50b5\u52d9\u5230\u671f\u4ee5\u884c\u4f7f\u62b5\u62bc\u54c1\u3002 \u4f46\u56e0\u6b64\u800c\u767c\u751f\u9055\u7d04\uff0c\u4f01\u696d\u4ecd\u7136\u6709\u51fa\u8def\u3002\u5728\u9019\u7a2e\u60c5\u6cc1\u4e0b\uff0c\u9055\u7d04\u501f\u6b3e\u4eba\u61c9\u67e5\u660e\u662f\u5426\u53ef\u4ee5\u884c\u4f7f\u4efb\u4f55\u7cfe\u6b63\u6b0a\u4f5c\u70ba\u88dc\u6551\u3002\u80a1\u6b0a\u7cfe\u6b63\u689d\u6b3e\u901a\u5e38\u5141\u8a31\u501f\u6b3e\u4eba\u7684\u80a1\u6771\u5411\u501f\u6b3e\u4eba\u6ce8\u5165\u984d\u5916\u7684\u80a1\u672c\u3002\u9019\u6a23\uff0c\u501f\u6b3e\u4eba\u7684\u8ca1\u52d9\u72c0\u6cc1\u4fbf\u6703\u9054\u5230\u5951\u8afe\u6240\u8981\u6c42\u7684\u6a19\u6e96\u3002\u4f46\u5373\u4f7f\u8cb8\u6b3e\u5354\u8b70\u6c92\u6709\u6307\u660e\u89e3\u6c7a\u65b9\u6cd5\uff0c\u501f\u6b3e\u4eba\u4ecd\u672a\u5fc5\u5c71\u7aae\u6c34\u76e1\uff0c\u6216\u53ef\u8d70\u51fa\u7d55\u5883\uff08\u5982\u4e0b\u8ff0\uff09\u3002 3. \u9055\u7d04\u4e8b\u4ef6 \u5e38\u898b\u7684\u9055\u7d04\u4e8b\u4ef6\u662f\u4e0d\u4ed8\u6b3e\uff0c\u7834\u7522\u548c\u9032\u5165\u7834\u7522\u7a0b\u5e8f\u3002\u511f\u9084\u5230\u671f\u6b3e\u9805\u6709\u56f0\u96e3\u7684\u4f01\u696d\u5c07\u6709\u9055\u7d04\u7684\u98a8\u96aa\u3002\u81f3\u65bc\u7834\u7522\uff0c\u61c9\u7576\u6ce8\u610f\u7684\u662f\uff0c\u7834\u7522\u7684\u5b9a\u7fa9\u6216\u6e2c\u8a66\u56e0\u53f8\u6cd5\u7ba1\u8f44\u5340\u800c\u7570\u3002\u5728\u9999\u6e2f\uff0c\u8003\u616e\u5230\u516c\u53f8\u7684\u6216\u6709\u50b5\u52d9\u548c\u9810\u671f\u8ca0\u50b5\uff08\u57fa\u65bc\u73fe\u91d1\u6d41\u91cf\u6216\u8cc7\u7522\u8ca0\u50b5\u8868\uff09\uff0c\u5982\u679c\u8a72\u516c\u53f8\u7121\u6cd5\u511f\u908410,000\u6e2f\u5143\u6216\u4ee5\u4e0a\u7684\u50b5\u52d9\uff0c\u516c\u53f8\u53ef\u80fd\u6703\u88ab\u6cd5\u9662\u6e05\u76e4\u3002 \u76f8\u6bd4\u4e4b\u4e0b\uff0c\u65b0\u52a0\u5761\u7684\u7834\u7522\u6e2c\u8a66\u662f\u4e00\u5bb6\u516c\u53f8\u7121\u6cd5\u5c65\u884c\u5176\u61c9\u4ed8\u6b3e\u7684\u50b5\u52d9\uff0c\u6216\u5176\u7e3d\u8ca0\u50b5\u8d85\u904e\u5176\u8cc7\u7522\u50f9\u503c\u3002 \u7576\u8cb8\u6b3e\u5354\u8b70\u4e2d\u6709\u4e00\u9805\u689d\u6587\u898f\u5b9a\u5982\u679c\u501f\u6b3e\u4eba\u9055\u53cd\u8207\u53e6\u4e00\u50b5\u6b0a\u4eba\u7684\u53e6\u4e00\u7b46\u8cb8\u6b3e\u5354\u8b70\u5247\u8996\u70ba\u9055\u7d04\u4e8b\u4ef6\uff0c\u5c31\u6703\u51fa\u73fe\u4e00\u500b\u76f8\u95dc\u7684\u554f\u984c\uff1a\u201c\u4ea4\u53c9\u9055\u7d04\u201d\u3002\u9019\u4ee3\u8868\uff0c\u5982\u679c\u6240\u6709\u9019\u4e9b\u5354\u8b70\u90fd\u6709\u4ea4\u53c9\u9055\u7d04\u689d\u6b3e\uff0c\u5728\u9aa8\u724c\u6548\u61c9\u4e0b\uff0c\u501f\u6b3e\u4eba\u7684\u4e00\u9805\u9055\u7d04\u53ef\u80fd\u5c0e\u81f4\u591a\u65bc\u4e00\u9805\u7684\u8cb8\u6b3e\u5354\u8b70\u9055\u7d04\u3002 \u6211\u5011\u5efa\u8b70\u501f\u6b3e\u4eba\u9075\u5b88\u5354\u8b70\u4e2d\u7684\u4efb\u4f55\u901a\u77e5\u8981\u6c42\uff0c\u4e26\u5728\u53ef\u80fd\u6703\u9055\u7d04\/\u5be6\u969b\u4e0a\u5df2\u9055\u7d04\u7684\u60c5\u6cc1\u4e0b\u53ca\u6642\u901a\u77e5\u8cb8\u6b3e\u4eba\u3002\u6211\u5011\u4e0d\u6e05\u695a\u8cb8\u6b3e\u4eba\u662f\u5426\u9858\u610f\u4f5c\u51fa\u4efb\u4f55\u5bec\u9650\uff0c\u4f46\u5be6\u969b\u4e0a\uff0c\u7e3d\u6709\u8ac7\u5224\u7a7a\u9593\u8b93\u501f\u6b3e\u4eba\u8981\u6c42\u8cb8\u6b3e\u4eba\u653e\u68c4\u57f7\u884c\u9055\u7d04\u6b0a\u5229\uff0c\u7279\u5225\u662f\u5982\u679c\u9019\u53ea\u662f\u501f\u6b3e\u4eba\u7b2c\u4e00\u6b21\u9055\u7d04\u3002\u901a\u5e38\uff0c\u8cb8\u6b3e\u4eba\u6703\u6536\u53d6\u8c41\u514d\u8cbb\u4f5c\u70ba\u653e\u68c4\u57f7\u884c\u9055\u7d04\u6b0a\u5229\u7684\u4ee3\u50f9\u3002 \u501f\u6b3e\u4eba\u61c9\u6ce8\u610f\u54ea\u4e9b\u8cac\u4efb\uff1f 1. \u901a\u5831\u8cac\u4efb \u501f\u6b3e\u4eba\u61c9\u6aa2\u67e5\u5176\u8cb8\u6b3e\u5354\u8b70\u4e2d\u662f\u5426\u6709\u5411\u8cb8\u6b3e\u4eba\u63d0\u4f9b\u4fe1\u606f\u7684\u627f\u8afe\uff0c\u4f8b\u5982\u63d0\u4f9b\u501f\u6b3e\u4eba\u7684\u8ca1\u52d9\u5831\u8868\u548c\u5be9\u8a08\u5831\u544a\u3002\u65b0\u51a0\u80ba\u708e\u4e0b\u8a31\u591a\u5de5\u4f5c\u5834\u6240\u5be6\u65bd\u4e86\u53e6\u985e\u5de5\u4f5c\u5b89\u6392\uff0c\u56e0\u6b64\u516c\u53f8\u61c9\u5728\u4efb\u4f55\u622a\u6b62\u65e5\u671f\u4e4b\u524d\u8207\u6703\u8a08\/\u5be9\u8a08\u516c\u53f8\u5b89\u6392\u597d\uff0c\u4ee5\u78ba\u4fdd\u6e96\u6642\u6e96\u5099\u597d\u4e26\u53ef\u4ee5\u4ea4\u4ed8\u76f8\u95dc\u5831\u544a\u4f9b\u8cb8\u6b3e\u4eba\u6aa2\u95b1\u3002 \u6b64\u5916\uff0c\u5982\u53ef\u80fd\u767c\u751f\u6216\u5df2\u7d93\u767c\u751f\u9055\u7d04\u4e8b\u4ef6\uff0c\u501f\u6b3e\u4eba\u53ef\u80fd\u6709\u8cac\u4efb\u901a\u77e5\u8cb8\u6b3e\u4eba\u3002\u5176\u4ed6\u9700\u8981\u901a\u77e5\u8cb8\u6b3e\u4eba\u7684\u4e8b\u9805\u5305\u62ec\u501f\u6b3e\u4eba\u53ef\u80fd\u9055\u53cd\u4efb\u4f55\u91cd\u5927\u5408\u7d04\uff08\u56e0\u6b64\u5f71\u97ff\u5176\u696d\u52d9\u548c\u8ca1\u653f\u72c0\u6cc1\uff09\u3001\u4e3b\u8981\u7ba1\u7406\u5c64\u6210\u54e1\u7531\u65bc\u65b0\u51a0\u80ba\u708e\u800c\u7121\u6cd5\u5c65\u884c\u5de5\u4f5c\u8077\u8cac\u3001\u4ee5\u53ca\u8abf\u6574\u696d\u52d9\u4ee5\u61c9\u5c0d\u65b0\u51a0\u80ba\u708e\u4e0b\u7684\u5e02\u5834\u72c0\u6cc1\u3002\u5982\u679c\u501f\u6b3e\u4eba\u4e0d\u9075\u5b88\u9019\u4e9b\u8cac\u4efb\uff0c\u4fbf\u53ef\u80fd\u6703\u5c0e\u81f4\u9055\u53cd\u627f\u8afe\u6216\u89f8\u767c\u9055\u7d04\u4e8b\u4ef6\u3002 2. \u7dad\u6301\u8ca1\u52d9\u6307\u6a19 \u5982\u4e0a\u6240\u8ff0\uff0c\u8cb8\u6b3e\u5354\u8b70\u4e2d\u7684\u5148\u6c7a\u689d\u4ef6\u6703\u8981\u6c42\u501f\u6b3e\u4eba\u4fdd\u6301\u8ca1\u653f\u72c0\u6cc1\u5728\u4e00\u5b9a\u6c34\u5e73\u4e4b\u4e0a\u3002\u5728\u8cb8\u6b3e\u5354\u8b70\u662f\u5ea6\u8eab\u5b9a\u505a\u7684\u60c5\u6cc1\u4e0b\uff0c\u67e5\u770b\u6e2c\u8a66\u501f\u6b3e\u4eba\u8ca1\u52d9\u6307\u6a19\u7684\u8a08\u7b97\u9031\u671f\u7684\u898f\u5b9a\u53ef\u80fd\u6703\u6709\u6240\u5e6b\u52a9\u3002\u8209\u4f8b\u4f86\u8aaa\uff0c\u8f03\u9577\u7684\u8a08\u7b97\u9031\u671f\u6709\u52a9\u65bc\u6e1b\u8f15\u77ed\u671f\u58d3\u529b\uff0c\u4e26\u4e14\u5728\u8a08\u7b97\u4e2d\u53ef\u80fd\u6703\u61c9\u7528\u5230\u501f\u6b3e\u4eba\u65bc\u65b0\u51a0\u80ba\u708e\u524d\u7684\u6536\u5165\u4ee5\u5e6b\u52a9\u5176\u4fdd\u6301\u5728\u6240\u9700\u7684\u8ca1\u52d9\u6307\u6a19\u6c34\u5e73\u4e0a\u3002 \u7d50\u8ad6 \u6beb\u7121\u7591\u554f\uff0c\u65b0\u51a0\u80ba\u708e\u6e1b\u7de9\u4e86\u50b5\u52d9\u8cc7\u672c\u5e02\u5834\u7684\u4ea4\u6613\u91cf\u3002\u5c0d\u65bc\u73fe\u6709\u7684\u8cb8\u6b3e\u5354\u8b70\uff0c\u9664\u4e86\u501f\u6b3e\u4eba\u63a1\u53d6\u884c\u52d5\u8207\u50b5\u6b0a\u4eba\u8ac7\u5224\u4ee5\u91cd\u7d44\u8cb8\u6b3e\uff08\u4f46\u8981\u78ba\u4fdd\u9019\u4e0d\u6703\u89f8\u767c\u73fe\u6709\u8cb8\u6b3e\u5354\u8b70\u4e0b\u7684\u6280\u8853\u6027\u9055\u7d04\uff09\u4e4b\u5916\uff0c\u5982\u679c\u8cb8\u6b3e\u4eba\uff0c\u7279\u5225\u662f\u6a5f\u69cb\u9280\u884c\u696d\u52d9\u8cb8\u6b3e\u4eba\uff0c\u4e3b\u52d5\u5c0d\u4e2d\u5c0f\u578b\u4f01\u696d\u63d0\u4f9b\u6551\u6fdf\u65b9\u6848\uff0c\u9019\u6a23\u66f4\u6709\u5e6b\u52a9\u3002 \u4e8b\u5be6\u4e0a\uff0c\u9999\u6e2f\u91d1\u878d\u7ba1\u7406\u5c40\uff08\u201c\u91d1\u7ba1\u5c40\u201d\uff09\u57282020\u5e742\u67086\u65e5\u767c\u7d66\u8a8d\u53ef\u6a5f\u69cb\uff08\u5305\u62ec\u9280\u884c\uff09\u7684\u4fe1\u4ef6\u4e2d\u6307\u51fa\uff0c\u4e00\u4e9b\u6a5f\u69cb\u5df2\u8a08\u5283\u5411\u501f\u6b3e\u4eba\u63d0\u4f9b\u81e8\u6642\u6551\u6fdf\u63aa\u65bd\uff0c\u4e26\u9f13\u52f5\u5176\u4ed6\u6a5f\u69cb\u4e5f\u9019\u6a23\u505a\u3002\u91d1\u7ba1\u5c40\u9032\u4e00\u6b65\u8868\u793a\uff0c \u201c\u9280\u884c\u696d\u7684\u7a4d\u6975\u53cd\u61c9\u5c07\u6709\u52a9\u7de9\u89e3\u65b0\u51a0\u80ba\u708e\u9020\u6210\u7684\u8ca1\u653f\u5f8c\u679c\u201d\u3002 \u6709\u591a\u5c11\u8cb8\u6b3e\u4eba\u5c07\u63a1\u53d6\u985e\u4f3c\u7684\u6551\u6fdf\u63aa\u65bd\u9084\u6709\u5f85\u89c0\u5bdf\uff0c\u4f46\u662f\u8cb8\u6b3e\u4ea4\u6613\u96d9\u65b9\u4e00\u81f4\u3001\u96c6\u9ad4\u7684\u52aa\u529b\u7121\u7591\u6703\u7de9\u89e3\u5728\u9019\u524d\u6240\u672a\u6709\u7684\u6642\u671f\u672c\u5730\u4f01\u696d\u9762\u81e8\u7684\u8ca1\u653f\u58d3\u529b\u3002 \u5982\u679c\u60a8\u5c0d\u4e0a\u9762\u63a2\u8a0e\u7684\u8b70\u984c\u6709\u4efb\u4f55\u7591\u554f\uff0c\u8acb\u900f\u904etracy.yip@oln-law.com\u806f\u7d61\u6211\u5011\u7684\u5408\u5925\u4eba\u8449\u7433\u5bf3\u5f8b\u5e2b\u4ee5\u7372\u5f97\u9032\u4e00\u6b65\u7684\u5e6b\u52a9\u3002 \u514d\u8cac\u8072\u660e\uff1a\u672c\u6587\u50c5\u4f9b\u53c3\u8003\u3002\u672c\u6587\u4e2d\u7684\u4efb\u4f55\u5167\u5bb9\u5747\u4e0d\u5f97\u89e3\u91cb\u70ba\u5c0d\u4efb\u4f55\u4eba\u7684\u9999\u6e2f\u6cd5\u5f8b\u610f\u898b\u6216\u4efb\u4f55\u8207\u6b64\u6709\u95dc\u7684\u6cd5\u5f8b\u610f\u898b\u3002\u9ad8\u674e\u56b4\u5f8b\u5e2b\u4e8b\u52d9\u6240\u5c0d\u56e0\u672c\u689d\u6240\u8f09\u6750\u6599\u6240\u9020\u6210\u7684\u4efb\u4f55\u884c\u70ba\u6240\u9020\u6210\u7684\u4efb\u4f55\u640d\u5931\u548c\/\u6216\u640d\u5bb3\u4e0d\u627f\u64d4\u4efb\u4f55\u8cac\u4efb\u3002<\/p>\n","protected":false},"author":20,"featured_media":2456,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[112],"tags":[],"featured_post":[],"class_list":{"0":"post-1551","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-corporate-and-commercial-law","8":"entry"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u65b0\u51a0\u80ba\u708e\u4e0b\u501f\u6b3e\u4eba\u9762\u5c0d\u7684\u8cb8\u6b3e\u5354\u8b70\u4e2d\u7684\u554f\u984c | OLN<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u65b0\u51a0\u80ba\u708e\u4e0b\u501f\u6b3e\u4eba\u9762\u5c0d\u7684\u8cb8\u6b3e\u5354\u8b70\u4e2d\u7684\u554f\u984c | OLN\" \/>\n<meta property=\"og:description\" content=\"\u4f5c\u8005:&nbsp;\u8449\u7433\u5bf3\u5f8b\u5e2b \u65b0\u51a0\u80ba\u708e\u70ba\u5404\u884c\u5404\u696d\u5e36\u4f86\u4e86\u56b4\u91cd\u7684\u8ca1\u653f\u56f0\u96e3\uff0c\u800c\u9019\u4e9b\u884c\u696d\u7576\u4e2d\u53ef\u80fd\u6709\u4e9b\u5df2\u7c3d\u8a02\u4e86\u8cb8\u6b3e\u5354\u8b70\uff0c\u6216\u6b63\u6709\u610f\u53c3\u8207\u8cb8\u6b3e\u8a08\u5283\u3002\u672c\u6587\u5c07\u63a2\u8a0e\u7531\u8cb8\u6b3e\u5354\u8b70\u4e2d\u7684\u95dc\u9375\u689d\u6b3e\u5f15\u7533\u7684\u5404\u7a2e\u554f\u984c\u3001\u65b0\u51a0\u80ba\u708e\u4e0b\u5b83\u5011\u7684\u5f71\u97ff\u3001\u4ee5\u53ca\u53ef\u80fd\u7684\u89e3\u6c7a\u65b9\u6848\u3002 \u54ea\u4e9b\u95dc\u9375\u689d\u6b3e\u6703\u5f71\u97ff\u501f\u6b3e\u4eba\uff1f \u91cd\u5927\u4e0d\u5229\u5f71\u97ff\uff0f\u8b8a\u5316 \u5728\u91d1\u878d\u4ea4\u6613\u4e2d\uff0c\u5354\u8b70\u901a\u5e38\u6703\u5305\u542b\u201c\u91cd\u5927\u4e0d\u5229\u5f71\u97ff\uff0f\u8b8a\u5316\u201d\u689d\u6b3e\u4f5c\u70ba\u501f\u6b3e\u4eba\u7684\u7533\u8ff0\uff0c\u5373\u501f\u6b3e\u4eba\u5f9e\u4fe1\u8cb8\u4e2d\u63d0\u53d6\u8cc7\u91d1\u7684\u5148\u6c7a\u689d\u4ef6\u662f\u501f\u6b3e\u4eba\u6216\u5176\u696d\u52d9\u3001\u904b\u71df\u3001\u8ca1\u7522\u3001\u72c0\u6cc1\uff08\u8ca1\u52d9\u6216\u5176\u4ed6\u65b9\u9762\uff09\u3001\u524d\u666f\u548c\/\u6216\u5c65\u884c\u5354\u8b70\u80fd\u529b\u6c92\u6709\u91cd\u5927\u4e0d\u5229\u8b8a\u5316\u3002\u91cd\u5927\u4e0d\u5229\u5f71\u97ff\uff0f\u8b8a\u5316\u7684\u5176\u4e2d\u4e00\u500b\u4f8b\u5b50\u662f\u501f\u6b3e\u4eba\u7684\u8ca1\u52d9\u5831\u8868\u9023\u7e8c\u5b58\u5728\u8f03\u5927\u7684\u8ca0\u6578\u3002 \u6839\u64da\u8cb8\u6b3e\u5354\u8b70\u4e2d\u91cd\u5927\u4e0d\u5229\u5f71\u97ff\uff0f\u8b8a\u5316\u689d\u6b3e\u7684\u5f71\u97ff\u53d6\u6c7a\u65bc\u689d\u6b3e\u7684\u5177\u9ad4\u63aa\u8a5e\uff0c\u4f8b\u5982\uff0c\u5b83\u662f\u5426\u50c5\u91dd\u5c0d\u501f\u6b3e\u4eba\u7684\u9084\u6b3e\u8cac\u4efb\uff08\u7bc4\u570d\u8f03\u7a84\uff09\uff0c\u6216\u662f\u9069\u7528\u65bc\u501f\u6b3e\u4eba\u7684\u6574\u500b\u696d\u52d9\uff08\u76f8\u5c0d\u7bc4\u570d\u8f03\u5ee3\uff09\u3002\u5982\u679c\u662f\u5f8c\u8005\uff0c\u56e0\u75ab\u60c5\u906d\u53d7\u5ba2\u6236\u53ca\u6536\u5165\u640d\u5931\u7684\u4f01\u696d\u5247\u53ef\u80fd\u88ab\u8a72\u689d\u6b3e\u6db5\u84cb\u3002 \u5373\u4f7f\u8cb8\u6b3e\u4eba\u4e0d\u5e38\u7528\u91cd\u5927\u4e0d\u5229\u5f71\u97ff\uff0f\u8b8a\u5316\u689d\u6b3e\u53bb\u78ba\u7acb\u501f\u6b3e\u4eba\u9055\u7d04\uff0c\u4f46\u8a72\u7b49\u689d\u6b3e\u7684\u8d77\u8349\u901a\u5e38\u88ab\u591a\u756a\u6d3d\u8ac7\u3002\u4e00\u65e6\u767c\u751f\u91cd\u5927\u4e0d\u5229\u5f71\u97ff\uff0f\u8b8a\u5316\uff0c\u5b83\u4fbf\u70ba\u8cb8\u6b3e\u4eba\u91cd\u65b0\u5546\u8ac7\u689d\u6b3e\u88fd\u9020\u4e86\u6709\u529b\u7684\u8ac7\u5224\u689d\u4ef6\u3002\u4f46\u662f\uff0c\u5982\u679c\u4f01\u696d\u73fe\u6709\u5df2\u6709\u5faa\u74b0\u8cb8\u6b3e\uff0c\u689d\u6b3e\u53ef\u80fd\u6703\u9020\u6210\u56b4\u91cd\u7684\u5f8c\u679c\u3002\u501f\u6b3e\u4eba\u5728\u63d0\u6b3e\u524d\u5fc5\u9808\u7b26\u5408\u5148\u6c7a\u689d\u4ef6\uff0c\u5426\u5247\u53ef\u80fd\u6703\u9762\u81e8\u73fe\u91d1\u6d41\u52d5\u554f\u984c\u3002\u9019\u7a2e\u4f01\u696d\u5c07\u4e0d\u5f97\u4e0d\u6c42\u52a9\u65bc\u5176\u4ed6\u8cb8\u6b3e\u4eba\u4e26\u6e96\u5099\u63a5\u53d7\u66f4\u82db\u523b\u7684\u689d\u4ef6\uff0c\u6216\u5c0b\u6c42\u5176\u4ed6\u4fdd\u6301\u73fe\u91d1\u6d41\u52d5\u6027\u7684\u65b9\u6cd5\u3002 2. \u8ca1\u52d9\u5951\u8afe \u8cb8\u6b3e\u5354\u8b70\u7684\u5236\u5b9a\u662f\u70ba\u4e86\u78ba\u4fdd\u8cb8\u6b3e\u4eba\u5118\u65e9\u610f\u8b58\u5230\u501f\u6b3e\u4eba\u9762\u5c0d\u7684\u8ca1\u653f\u58d3\u529b\u3002\u56e0\u6b64\uff0c\u8ca1\u52d9\u5951\u8afe\u5c0d\u501f\u6b3e\u4eba\u65bd\u52a0\u4e86\u8cac\u4efb\uff0c\u4f8b\u5982\u4e0d\u5f97\u505c\u6b62\u71df\u696d\u3001\u5728\u696d\u52d9\u8b8a\u66f4\u6216\u8cc7\u7522\u8655\u7f6e\u4e4b\u524d\u9700\u5fb5\u6c42\u8cb8\u6b3e\u4eba\u7684\u540c\u610f\u4ee5\u53ca\u6301\u7e8c\u4fdd\u6301\u7279\u5b9a\u7684\u8ca1\u52d9\u6307\u6a19\uff08\u4f8b\u5982\u73fe\u91d1\u6d41\u91cf\u8986\u84cb\u7387\u3001\u5229\u606f\u8986\u84cb\u7387\u53ca\u69d3\u687f\u6bd4\u7387\uff09\u3002 \u9762\u5c0d\u65b0\u51a0\u80ba\u708e\u53ca\u5176\u5c0d\u696d\u52d9\u7684\u4e0d\u5229\u5f71\u97ff\uff0c\u501f\u6b3e\u4eba\u53ef\u80fd\u6703\u9762\u5c0d\u5951\u8afe\u9020\u6210\u7684\u6311\u6230\u3002\u4f8b\u5982\uff0c\u5982\u679c\u6536\u5165\u4e0b\u964d\u5c0e\u81f4\u7121\u6cd5\u4fdd\u6301\u5951\u8afe\u6240\u8981\u6c42\u7684\u8ca1\u52d9\u6307\u6a19\u7684\u4e00\u5b9a\u6c34\u5e73\uff0c\u4ed6\u5011\u4fbf\u53ef\u80fd\u9055\u53cd\u6b64\u985e\u5951\u8afe\u3002\u9019\u53ef\u80fd\u6703\u5f15\u767c\u9055\u7d04\u4e8b\u4ef6\uff08\u5728\u4e0b\u9762\u7684\u7b2c3\u6bb5\u4e2d\u8a0e\u8ad6\uff09\uff0c\u5c0e\u81f4\u8cb8\u6b3e\u4eba\u63d0\u51fa\u50b5\u52d9\u5230\u671f\u4ee5\u884c\u4f7f\u62b5\u62bc\u54c1\u3002 \u4f46\u56e0\u6b64\u800c\u767c\u751f\u9055\u7d04\uff0c\u4f01\u696d\u4ecd\u7136\u6709\u51fa\u8def\u3002\u5728\u9019\u7a2e\u60c5\u6cc1\u4e0b\uff0c\u9055\u7d04\u501f\u6b3e\u4eba\u61c9\u67e5\u660e\u662f\u5426\u53ef\u4ee5\u884c\u4f7f\u4efb\u4f55\u7cfe\u6b63\u6b0a\u4f5c\u70ba\u88dc\u6551\u3002\u80a1\u6b0a\u7cfe\u6b63\u689d\u6b3e\u901a\u5e38\u5141\u8a31\u501f\u6b3e\u4eba\u7684\u80a1\u6771\u5411\u501f\u6b3e\u4eba\u6ce8\u5165\u984d\u5916\u7684\u80a1\u672c\u3002\u9019\u6a23\uff0c\u501f\u6b3e\u4eba\u7684\u8ca1\u52d9\u72c0\u6cc1\u4fbf\u6703\u9054\u5230\u5951\u8afe\u6240\u8981\u6c42\u7684\u6a19\u6e96\u3002\u4f46\u5373\u4f7f\u8cb8\u6b3e\u5354\u8b70\u6c92\u6709\u6307\u660e\u89e3\u6c7a\u65b9\u6cd5\uff0c\u501f\u6b3e\u4eba\u4ecd\u672a\u5fc5\u5c71\u7aae\u6c34\u76e1\uff0c\u6216\u53ef\u8d70\u51fa\u7d55\u5883\uff08\u5982\u4e0b\u8ff0\uff09\u3002 3. \u9055\u7d04\u4e8b\u4ef6 \u5e38\u898b\u7684\u9055\u7d04\u4e8b\u4ef6\u662f\u4e0d\u4ed8\u6b3e\uff0c\u7834\u7522\u548c\u9032\u5165\u7834\u7522\u7a0b\u5e8f\u3002\u511f\u9084\u5230\u671f\u6b3e\u9805\u6709\u56f0\u96e3\u7684\u4f01\u696d\u5c07\u6709\u9055\u7d04\u7684\u98a8\u96aa\u3002\u81f3\u65bc\u7834\u7522\uff0c\u61c9\u7576\u6ce8\u610f\u7684\u662f\uff0c\u7834\u7522\u7684\u5b9a\u7fa9\u6216\u6e2c\u8a66\u56e0\u53f8\u6cd5\u7ba1\u8f44\u5340\u800c\u7570\u3002\u5728\u9999\u6e2f\uff0c\u8003\u616e\u5230\u516c\u53f8\u7684\u6216\u6709\u50b5\u52d9\u548c\u9810\u671f\u8ca0\u50b5\uff08\u57fa\u65bc\u73fe\u91d1\u6d41\u91cf\u6216\u8cc7\u7522\u8ca0\u50b5\u8868\uff09\uff0c\u5982\u679c\u8a72\u516c\u53f8\u7121\u6cd5\u511f\u908410,000\u6e2f\u5143\u6216\u4ee5\u4e0a\u7684\u50b5\u52d9\uff0c\u516c\u53f8\u53ef\u80fd\u6703\u88ab\u6cd5\u9662\u6e05\u76e4\u3002 \u76f8\u6bd4\u4e4b\u4e0b\uff0c\u65b0\u52a0\u5761\u7684\u7834\u7522\u6e2c\u8a66\u662f\u4e00\u5bb6\u516c\u53f8\u7121\u6cd5\u5c65\u884c\u5176\u61c9\u4ed8\u6b3e\u7684\u50b5\u52d9\uff0c\u6216\u5176\u7e3d\u8ca0\u50b5\u8d85\u904e\u5176\u8cc7\u7522\u50f9\u503c\u3002 \u7576\u8cb8\u6b3e\u5354\u8b70\u4e2d\u6709\u4e00\u9805\u689d\u6587\u898f\u5b9a\u5982\u679c\u501f\u6b3e\u4eba\u9055\u53cd\u8207\u53e6\u4e00\u50b5\u6b0a\u4eba\u7684\u53e6\u4e00\u7b46\u8cb8\u6b3e\u5354\u8b70\u5247\u8996\u70ba\u9055\u7d04\u4e8b\u4ef6\uff0c\u5c31\u6703\u51fa\u73fe\u4e00\u500b\u76f8\u95dc\u7684\u554f\u984c\uff1a\u201c\u4ea4\u53c9\u9055\u7d04\u201d\u3002\u9019\u4ee3\u8868\uff0c\u5982\u679c\u6240\u6709\u9019\u4e9b\u5354\u8b70\u90fd\u6709\u4ea4\u53c9\u9055\u7d04\u689d\u6b3e\uff0c\u5728\u9aa8\u724c\u6548\u61c9\u4e0b\uff0c\u501f\u6b3e\u4eba\u7684\u4e00\u9805\u9055\u7d04\u53ef\u80fd\u5c0e\u81f4\u591a\u65bc\u4e00\u9805\u7684\u8cb8\u6b3e\u5354\u8b70\u9055\u7d04\u3002 \u6211\u5011\u5efa\u8b70\u501f\u6b3e\u4eba\u9075\u5b88\u5354\u8b70\u4e2d\u7684\u4efb\u4f55\u901a\u77e5\u8981\u6c42\uff0c\u4e26\u5728\u53ef\u80fd\u6703\u9055\u7d04\/\u5be6\u969b\u4e0a\u5df2\u9055\u7d04\u7684\u60c5\u6cc1\u4e0b\u53ca\u6642\u901a\u77e5\u8cb8\u6b3e\u4eba\u3002\u6211\u5011\u4e0d\u6e05\u695a\u8cb8\u6b3e\u4eba\u662f\u5426\u9858\u610f\u4f5c\u51fa\u4efb\u4f55\u5bec\u9650\uff0c\u4f46\u5be6\u969b\u4e0a\uff0c\u7e3d\u6709\u8ac7\u5224\u7a7a\u9593\u8b93\u501f\u6b3e\u4eba\u8981\u6c42\u8cb8\u6b3e\u4eba\u653e\u68c4\u57f7\u884c\u9055\u7d04\u6b0a\u5229\uff0c\u7279\u5225\u662f\u5982\u679c\u9019\u53ea\u662f\u501f\u6b3e\u4eba\u7b2c\u4e00\u6b21\u9055\u7d04\u3002\u901a\u5e38\uff0c\u8cb8\u6b3e\u4eba\u6703\u6536\u53d6\u8c41\u514d\u8cbb\u4f5c\u70ba\u653e\u68c4\u57f7\u884c\u9055\u7d04\u6b0a\u5229\u7684\u4ee3\u50f9\u3002 \u501f\u6b3e\u4eba\u61c9\u6ce8\u610f\u54ea\u4e9b\u8cac\u4efb\uff1f 1. \u901a\u5831\u8cac\u4efb \u501f\u6b3e\u4eba\u61c9\u6aa2\u67e5\u5176\u8cb8\u6b3e\u5354\u8b70\u4e2d\u662f\u5426\u6709\u5411\u8cb8\u6b3e\u4eba\u63d0\u4f9b\u4fe1\u606f\u7684\u627f\u8afe\uff0c\u4f8b\u5982\u63d0\u4f9b\u501f\u6b3e\u4eba\u7684\u8ca1\u52d9\u5831\u8868\u548c\u5be9\u8a08\u5831\u544a\u3002\u65b0\u51a0\u80ba\u708e\u4e0b\u8a31\u591a\u5de5\u4f5c\u5834\u6240\u5be6\u65bd\u4e86\u53e6\u985e\u5de5\u4f5c\u5b89\u6392\uff0c\u56e0\u6b64\u516c\u53f8\u61c9\u5728\u4efb\u4f55\u622a\u6b62\u65e5\u671f\u4e4b\u524d\u8207\u6703\u8a08\/\u5be9\u8a08\u516c\u53f8\u5b89\u6392\u597d\uff0c\u4ee5\u78ba\u4fdd\u6e96\u6642\u6e96\u5099\u597d\u4e26\u53ef\u4ee5\u4ea4\u4ed8\u76f8\u95dc\u5831\u544a\u4f9b\u8cb8\u6b3e\u4eba\u6aa2\u95b1\u3002 \u6b64\u5916\uff0c\u5982\u53ef\u80fd\u767c\u751f\u6216\u5df2\u7d93\u767c\u751f\u9055\u7d04\u4e8b\u4ef6\uff0c\u501f\u6b3e\u4eba\u53ef\u80fd\u6709\u8cac\u4efb\u901a\u77e5\u8cb8\u6b3e\u4eba\u3002\u5176\u4ed6\u9700\u8981\u901a\u77e5\u8cb8\u6b3e\u4eba\u7684\u4e8b\u9805\u5305\u62ec\u501f\u6b3e\u4eba\u53ef\u80fd\u9055\u53cd\u4efb\u4f55\u91cd\u5927\u5408\u7d04\uff08\u56e0\u6b64\u5f71\u97ff\u5176\u696d\u52d9\u548c\u8ca1\u653f\u72c0\u6cc1\uff09\u3001\u4e3b\u8981\u7ba1\u7406\u5c64\u6210\u54e1\u7531\u65bc\u65b0\u51a0\u80ba\u708e\u800c\u7121\u6cd5\u5c65\u884c\u5de5\u4f5c\u8077\u8cac\u3001\u4ee5\u53ca\u8abf\u6574\u696d\u52d9\u4ee5\u61c9\u5c0d\u65b0\u51a0\u80ba\u708e\u4e0b\u7684\u5e02\u5834\u72c0\u6cc1\u3002\u5982\u679c\u501f\u6b3e\u4eba\u4e0d\u9075\u5b88\u9019\u4e9b\u8cac\u4efb\uff0c\u4fbf\u53ef\u80fd\u6703\u5c0e\u81f4\u9055\u53cd\u627f\u8afe\u6216\u89f8\u767c\u9055\u7d04\u4e8b\u4ef6\u3002 2. \u7dad\u6301\u8ca1\u52d9\u6307\u6a19 \u5982\u4e0a\u6240\u8ff0\uff0c\u8cb8\u6b3e\u5354\u8b70\u4e2d\u7684\u5148\u6c7a\u689d\u4ef6\u6703\u8981\u6c42\u501f\u6b3e\u4eba\u4fdd\u6301\u8ca1\u653f\u72c0\u6cc1\u5728\u4e00\u5b9a\u6c34\u5e73\u4e4b\u4e0a\u3002\u5728\u8cb8\u6b3e\u5354\u8b70\u662f\u5ea6\u8eab\u5b9a\u505a\u7684\u60c5\u6cc1\u4e0b\uff0c\u67e5\u770b\u6e2c\u8a66\u501f\u6b3e\u4eba\u8ca1\u52d9\u6307\u6a19\u7684\u8a08\u7b97\u9031\u671f\u7684\u898f\u5b9a\u53ef\u80fd\u6703\u6709\u6240\u5e6b\u52a9\u3002\u8209\u4f8b\u4f86\u8aaa\uff0c\u8f03\u9577\u7684\u8a08\u7b97\u9031\u671f\u6709\u52a9\u65bc\u6e1b\u8f15\u77ed\u671f\u58d3\u529b\uff0c\u4e26\u4e14\u5728\u8a08\u7b97\u4e2d\u53ef\u80fd\u6703\u61c9\u7528\u5230\u501f\u6b3e\u4eba\u65bc\u65b0\u51a0\u80ba\u708e\u524d\u7684\u6536\u5165\u4ee5\u5e6b\u52a9\u5176\u4fdd\u6301\u5728\u6240\u9700\u7684\u8ca1\u52d9\u6307\u6a19\u6c34\u5e73\u4e0a\u3002 \u7d50\u8ad6 \u6beb\u7121\u7591\u554f\uff0c\u65b0\u51a0\u80ba\u708e\u6e1b\u7de9\u4e86\u50b5\u52d9\u8cc7\u672c\u5e02\u5834\u7684\u4ea4\u6613\u91cf\u3002\u5c0d\u65bc\u73fe\u6709\u7684\u8cb8\u6b3e\u5354\u8b70\uff0c\u9664\u4e86\u501f\u6b3e\u4eba\u63a1\u53d6\u884c\u52d5\u8207\u50b5\u6b0a\u4eba\u8ac7\u5224\u4ee5\u91cd\u7d44\u8cb8\u6b3e\uff08\u4f46\u8981\u78ba\u4fdd\u9019\u4e0d\u6703\u89f8\u767c\u73fe\u6709\u8cb8\u6b3e\u5354\u8b70\u4e0b\u7684\u6280\u8853\u6027\u9055\u7d04\uff09\u4e4b\u5916\uff0c\u5982\u679c\u8cb8\u6b3e\u4eba\uff0c\u7279\u5225\u662f\u6a5f\u69cb\u9280\u884c\u696d\u52d9\u8cb8\u6b3e\u4eba\uff0c\u4e3b\u52d5\u5c0d\u4e2d\u5c0f\u578b\u4f01\u696d\u63d0\u4f9b\u6551\u6fdf\u65b9\u6848\uff0c\u9019\u6a23\u66f4\u6709\u5e6b\u52a9\u3002 \u4e8b\u5be6\u4e0a\uff0c\u9999\u6e2f\u91d1\u878d\u7ba1\u7406\u5c40\uff08\u201c\u91d1\u7ba1\u5c40\u201d\uff09\u57282020\u5e742\u67086\u65e5\u767c\u7d66\u8a8d\u53ef\u6a5f\u69cb\uff08\u5305\u62ec\u9280\u884c\uff09\u7684\u4fe1\u4ef6\u4e2d\u6307\u51fa\uff0c\u4e00\u4e9b\u6a5f\u69cb\u5df2\u8a08\u5283\u5411\u501f\u6b3e\u4eba\u63d0\u4f9b\u81e8\u6642\u6551\u6fdf\u63aa\u65bd\uff0c\u4e26\u9f13\u52f5\u5176\u4ed6\u6a5f\u69cb\u4e5f\u9019\u6a23\u505a\u3002\u91d1\u7ba1\u5c40\u9032\u4e00\u6b65\u8868\u793a\uff0c \u201c\u9280\u884c\u696d\u7684\u7a4d\u6975\u53cd\u61c9\u5c07\u6709\u52a9\u7de9\u89e3\u65b0\u51a0\u80ba\u708e\u9020\u6210\u7684\u8ca1\u653f\u5f8c\u679c\u201d\u3002 \u6709\u591a\u5c11\u8cb8\u6b3e\u4eba\u5c07\u63a1\u53d6\u985e\u4f3c\u7684\u6551\u6fdf\u63aa\u65bd\u9084\u6709\u5f85\u89c0\u5bdf\uff0c\u4f46\u662f\u8cb8\u6b3e\u4ea4\u6613\u96d9\u65b9\u4e00\u81f4\u3001\u96c6\u9ad4\u7684\u52aa\u529b\u7121\u7591\u6703\u7de9\u89e3\u5728\u9019\u524d\u6240\u672a\u6709\u7684\u6642\u671f\u672c\u5730\u4f01\u696d\u9762\u81e8\u7684\u8ca1\u653f\u58d3\u529b\u3002 \u5982\u679c\u60a8\u5c0d\u4e0a\u9762\u63a2\u8a0e\u7684\u8b70\u984c\u6709\u4efb\u4f55\u7591\u554f\uff0c\u8acb\u900f\u904etracy.yip@oln-law.com\u806f\u7d61\u6211\u5011\u7684\u5408\u5925\u4eba\u8449\u7433\u5bf3\u5f8b\u5e2b\u4ee5\u7372\u5f97\u9032\u4e00\u6b65\u7684\u5e6b\u52a9\u3002 \u514d\u8cac\u8072\u660e\uff1a\u672c\u6587\u50c5\u4f9b\u53c3\u8003\u3002\u672c\u6587\u4e2d\u7684\u4efb\u4f55\u5167\u5bb9\u5747\u4e0d\u5f97\u89e3\u91cb\u70ba\u5c0d\u4efb\u4f55\u4eba\u7684\u9999\u6e2f\u6cd5\u5f8b\u610f\u898b\u6216\u4efb\u4f55\u8207\u6b64\u6709\u95dc\u7684\u6cd5\u5f8b\u610f\u898b\u3002\u9ad8\u674e\u56b4\u5f8b\u5e2b\u4e8b\u52d9\u6240\u5c0d\u56e0\u672c\u689d\u6240\u8f09\u6750\u6599\u6240\u9020\u6210\u7684\u4efb\u4f55\u884c\u70ba\u6240\u9020\u6210\u7684\u4efb\u4f55\u640d\u5931\u548c\/\u6216\u640d\u5bb3\u4e0d\u627f\u64d4\u4efb\u4f55\u8cac\u4efb\u3002\" \/>\n<meta property=\"og:url\" content=\"https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/\" \/>\n<meta property=\"og:site_name\" content=\"OLN\" \/>\n<meta property=\"article:published_time\" content=\"2020-06-09T00:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-09-08T13:45:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/oln-law.com\/wp-content\/uploads\/sites\/25\/2021\/09\/loanagreement.JPG\" \/>\n\t<meta property=\"og:image:width\" content=\"1367\" \/>\n\t<meta property=\"og:image:height\" content=\"908\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"OLN Marketing\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"OLN Marketing\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/\"},\"author\":{\"name\":\"OLN Marketing\",\"@id\":\"https:\/\/oln-law.com\/zh-hk\/#\/schema\/person\/40feb57ef264bf780becaba28e43367f\"},\"headline\":\"\u65b0\u51a0\u80ba\u708e\u4e0b\u501f\u6b3e\u4eba\u9762\u5c0d\u7684\u8cb8\u6b3e\u5354\u8b70\u4e2d\u7684\u554f\u984c\",\"datePublished\":\"2020-06-09T00:00:00+00:00\",\"dateModified\":\"2021-09-08T13:45:32+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/\"},\"wordCount\":5,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/oln-law.com\/zh-hk\/#organization\"},\"image\":{\"@id\":\"https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/oln-law.com\/wp-content\/uploads\/sites\/25\/2021\/09\/loanagreement.JPG\",\"articleSection\":[\"\u516c\u53f8\u548c\u5546\u696d\u6cd5\"],\"inLanguage\":\"en-HK\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/\",\"url\":\"https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/\",\"name\":\"\u65b0\u51a0\u80ba\u708e\u4e0b\u501f\u6b3e\u4eba\u9762\u5c0d\u7684\u8cb8\u6b3e\u5354\u8b70\u4e2d\u7684\u554f\u984c | OLN\",\"isPartOf\":{\"@id\":\"https:\/\/oln-law.com\/zh-hk\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/oln-law.com\/wp-content\/uploads\/sites\/25\/2021\/09\/loanagreement.JPG\",\"datePublished\":\"2020-06-09T00:00:00+00:00\",\"dateModified\":\"2021-09-08T13:45:32+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/#breadcrumb\"},\"inLanguage\":\"en-HK\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-HK\",\"@id\":\"https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/#primaryimage\",\"url\":\"https:\/\/oln-law.com\/wp-content\/uploads\/sites\/25\/2021\/09\/loanagreement.JPG\",\"contentUrl\":\"https:\/\/oln-law.com\/wp-content\/uploads\/sites\/25\/2021\/09\/loanagreement.JPG\",\"width\":1367,\"height\":908},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\",\"item\":\"https:\/\/oln-law.com\/zh-hk\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u6700\u65b0\u6d88\u606f\u548c\u520a\u7269\",\"item\":\"https:\/\/oln-law.com\/zh-hk\/news-articles\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"\u516c\u53f8\u548c\u5546\u696d\u6cd5\",\"item\":\"https:\/\/oln-law.com\/zh-hk\/news-articles\/corporate-and-commercial-law\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"\u65b0\u51a0\u80ba\u708e\u4e0b\u501f\u6b3e\u4eba\u9762\u5c0d\u7684\u8cb8\u6b3e\u5354\u8b70\u4e2d\u7684\u554f\u984c\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/oln-law.com\/zh-hk\/#website\",\"url\":\"https:\/\/oln-law.com\/zh-hk\/\",\"name\":\"OLN\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/oln-law.com\/zh-hk\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/oln-law.com\/zh-hk\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-HK\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/oln-law.com\/zh-hk\/#organization\",\"name\":\"OLN\",\"url\":\"https:\/\/oln-law.com\/zh-hk\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-HK\",\"@id\":\"https:\/\/oln-law.com\/zh-hk\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/oln-law.com\/wp-content\/uploads\/sites\/25\/2023\/12\/OLN-Blue.svg\",\"contentUrl\":\"https:\/\/oln-law.com\/wp-content\/uploads\/sites\/25\/2023\/12\/OLN-Blue.svg\",\"width\":2562,\"height\":925,\"caption\":\"OLN\"},\"image\":{\"@id\":\"https:\/\/oln-law.com\/zh-hk\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/oln-law.com\/zh-hk\/#\/schema\/person\/40feb57ef264bf780becaba28e43367f\",\"name\":\"OLN Marketing\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-HK\",\"@id\":\"https:\/\/oln-law.com\/zh-hk\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6b57e75a0d6810e47f6dbcc92f236ad9419dedb1074e2a5c1ce0654cf4038d06?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6b57e75a0d6810e47f6dbcc92f236ad9419dedb1074e2a5c1ce0654cf4038d06?s=96&d=mm&r=g\",\"caption\":\"OLN Marketing\"},\"url\":\"https:\/\/oln-law.com\/zh-hk\/author\/olnmarketing\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u65b0\u51a0\u80ba\u708e\u4e0b\u501f\u6b3e\u4eba\u9762\u5c0d\u7684\u8cb8\u6b3e\u5354\u8b70\u4e2d\u7684\u554f\u984c | OLN","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/","og_locale":"en_US","og_type":"article","og_title":"\u65b0\u51a0\u80ba\u708e\u4e0b\u501f\u6b3e\u4eba\u9762\u5c0d\u7684\u8cb8\u6b3e\u5354\u8b70\u4e2d\u7684\u554f\u984c | OLN","og_description":"\u4f5c\u8005:&nbsp;\u8449\u7433\u5bf3\u5f8b\u5e2b \u65b0\u51a0\u80ba\u708e\u70ba\u5404\u884c\u5404\u696d\u5e36\u4f86\u4e86\u56b4\u91cd\u7684\u8ca1\u653f\u56f0\u96e3\uff0c\u800c\u9019\u4e9b\u884c\u696d\u7576\u4e2d\u53ef\u80fd\u6709\u4e9b\u5df2\u7c3d\u8a02\u4e86\u8cb8\u6b3e\u5354\u8b70\uff0c\u6216\u6b63\u6709\u610f\u53c3\u8207\u8cb8\u6b3e\u8a08\u5283\u3002\u672c\u6587\u5c07\u63a2\u8a0e\u7531\u8cb8\u6b3e\u5354\u8b70\u4e2d\u7684\u95dc\u9375\u689d\u6b3e\u5f15\u7533\u7684\u5404\u7a2e\u554f\u984c\u3001\u65b0\u51a0\u80ba\u708e\u4e0b\u5b83\u5011\u7684\u5f71\u97ff\u3001\u4ee5\u53ca\u53ef\u80fd\u7684\u89e3\u6c7a\u65b9\u6848\u3002 \u54ea\u4e9b\u95dc\u9375\u689d\u6b3e\u6703\u5f71\u97ff\u501f\u6b3e\u4eba\uff1f \u91cd\u5927\u4e0d\u5229\u5f71\u97ff\uff0f\u8b8a\u5316 \u5728\u91d1\u878d\u4ea4\u6613\u4e2d\uff0c\u5354\u8b70\u901a\u5e38\u6703\u5305\u542b\u201c\u91cd\u5927\u4e0d\u5229\u5f71\u97ff\uff0f\u8b8a\u5316\u201d\u689d\u6b3e\u4f5c\u70ba\u501f\u6b3e\u4eba\u7684\u7533\u8ff0\uff0c\u5373\u501f\u6b3e\u4eba\u5f9e\u4fe1\u8cb8\u4e2d\u63d0\u53d6\u8cc7\u91d1\u7684\u5148\u6c7a\u689d\u4ef6\u662f\u501f\u6b3e\u4eba\u6216\u5176\u696d\u52d9\u3001\u904b\u71df\u3001\u8ca1\u7522\u3001\u72c0\u6cc1\uff08\u8ca1\u52d9\u6216\u5176\u4ed6\u65b9\u9762\uff09\u3001\u524d\u666f\u548c\/\u6216\u5c65\u884c\u5354\u8b70\u80fd\u529b\u6c92\u6709\u91cd\u5927\u4e0d\u5229\u8b8a\u5316\u3002\u91cd\u5927\u4e0d\u5229\u5f71\u97ff\uff0f\u8b8a\u5316\u7684\u5176\u4e2d\u4e00\u500b\u4f8b\u5b50\u662f\u501f\u6b3e\u4eba\u7684\u8ca1\u52d9\u5831\u8868\u9023\u7e8c\u5b58\u5728\u8f03\u5927\u7684\u8ca0\u6578\u3002 \u6839\u64da\u8cb8\u6b3e\u5354\u8b70\u4e2d\u91cd\u5927\u4e0d\u5229\u5f71\u97ff\uff0f\u8b8a\u5316\u689d\u6b3e\u7684\u5f71\u97ff\u53d6\u6c7a\u65bc\u689d\u6b3e\u7684\u5177\u9ad4\u63aa\u8a5e\uff0c\u4f8b\u5982\uff0c\u5b83\u662f\u5426\u50c5\u91dd\u5c0d\u501f\u6b3e\u4eba\u7684\u9084\u6b3e\u8cac\u4efb\uff08\u7bc4\u570d\u8f03\u7a84\uff09\uff0c\u6216\u662f\u9069\u7528\u65bc\u501f\u6b3e\u4eba\u7684\u6574\u500b\u696d\u52d9\uff08\u76f8\u5c0d\u7bc4\u570d\u8f03\u5ee3\uff09\u3002\u5982\u679c\u662f\u5f8c\u8005\uff0c\u56e0\u75ab\u60c5\u906d\u53d7\u5ba2\u6236\u53ca\u6536\u5165\u640d\u5931\u7684\u4f01\u696d\u5247\u53ef\u80fd\u88ab\u8a72\u689d\u6b3e\u6db5\u84cb\u3002 \u5373\u4f7f\u8cb8\u6b3e\u4eba\u4e0d\u5e38\u7528\u91cd\u5927\u4e0d\u5229\u5f71\u97ff\uff0f\u8b8a\u5316\u689d\u6b3e\u53bb\u78ba\u7acb\u501f\u6b3e\u4eba\u9055\u7d04\uff0c\u4f46\u8a72\u7b49\u689d\u6b3e\u7684\u8d77\u8349\u901a\u5e38\u88ab\u591a\u756a\u6d3d\u8ac7\u3002\u4e00\u65e6\u767c\u751f\u91cd\u5927\u4e0d\u5229\u5f71\u97ff\uff0f\u8b8a\u5316\uff0c\u5b83\u4fbf\u70ba\u8cb8\u6b3e\u4eba\u91cd\u65b0\u5546\u8ac7\u689d\u6b3e\u88fd\u9020\u4e86\u6709\u529b\u7684\u8ac7\u5224\u689d\u4ef6\u3002\u4f46\u662f\uff0c\u5982\u679c\u4f01\u696d\u73fe\u6709\u5df2\u6709\u5faa\u74b0\u8cb8\u6b3e\uff0c\u689d\u6b3e\u53ef\u80fd\u6703\u9020\u6210\u56b4\u91cd\u7684\u5f8c\u679c\u3002\u501f\u6b3e\u4eba\u5728\u63d0\u6b3e\u524d\u5fc5\u9808\u7b26\u5408\u5148\u6c7a\u689d\u4ef6\uff0c\u5426\u5247\u53ef\u80fd\u6703\u9762\u81e8\u73fe\u91d1\u6d41\u52d5\u554f\u984c\u3002\u9019\u7a2e\u4f01\u696d\u5c07\u4e0d\u5f97\u4e0d\u6c42\u52a9\u65bc\u5176\u4ed6\u8cb8\u6b3e\u4eba\u4e26\u6e96\u5099\u63a5\u53d7\u66f4\u82db\u523b\u7684\u689d\u4ef6\uff0c\u6216\u5c0b\u6c42\u5176\u4ed6\u4fdd\u6301\u73fe\u91d1\u6d41\u52d5\u6027\u7684\u65b9\u6cd5\u3002 2. \u8ca1\u52d9\u5951\u8afe \u8cb8\u6b3e\u5354\u8b70\u7684\u5236\u5b9a\u662f\u70ba\u4e86\u78ba\u4fdd\u8cb8\u6b3e\u4eba\u5118\u65e9\u610f\u8b58\u5230\u501f\u6b3e\u4eba\u9762\u5c0d\u7684\u8ca1\u653f\u58d3\u529b\u3002\u56e0\u6b64\uff0c\u8ca1\u52d9\u5951\u8afe\u5c0d\u501f\u6b3e\u4eba\u65bd\u52a0\u4e86\u8cac\u4efb\uff0c\u4f8b\u5982\u4e0d\u5f97\u505c\u6b62\u71df\u696d\u3001\u5728\u696d\u52d9\u8b8a\u66f4\u6216\u8cc7\u7522\u8655\u7f6e\u4e4b\u524d\u9700\u5fb5\u6c42\u8cb8\u6b3e\u4eba\u7684\u540c\u610f\u4ee5\u53ca\u6301\u7e8c\u4fdd\u6301\u7279\u5b9a\u7684\u8ca1\u52d9\u6307\u6a19\uff08\u4f8b\u5982\u73fe\u91d1\u6d41\u91cf\u8986\u84cb\u7387\u3001\u5229\u606f\u8986\u84cb\u7387\u53ca\u69d3\u687f\u6bd4\u7387\uff09\u3002 \u9762\u5c0d\u65b0\u51a0\u80ba\u708e\u53ca\u5176\u5c0d\u696d\u52d9\u7684\u4e0d\u5229\u5f71\u97ff\uff0c\u501f\u6b3e\u4eba\u53ef\u80fd\u6703\u9762\u5c0d\u5951\u8afe\u9020\u6210\u7684\u6311\u6230\u3002\u4f8b\u5982\uff0c\u5982\u679c\u6536\u5165\u4e0b\u964d\u5c0e\u81f4\u7121\u6cd5\u4fdd\u6301\u5951\u8afe\u6240\u8981\u6c42\u7684\u8ca1\u52d9\u6307\u6a19\u7684\u4e00\u5b9a\u6c34\u5e73\uff0c\u4ed6\u5011\u4fbf\u53ef\u80fd\u9055\u53cd\u6b64\u985e\u5951\u8afe\u3002\u9019\u53ef\u80fd\u6703\u5f15\u767c\u9055\u7d04\u4e8b\u4ef6\uff08\u5728\u4e0b\u9762\u7684\u7b2c3\u6bb5\u4e2d\u8a0e\u8ad6\uff09\uff0c\u5c0e\u81f4\u8cb8\u6b3e\u4eba\u63d0\u51fa\u50b5\u52d9\u5230\u671f\u4ee5\u884c\u4f7f\u62b5\u62bc\u54c1\u3002 \u4f46\u56e0\u6b64\u800c\u767c\u751f\u9055\u7d04\uff0c\u4f01\u696d\u4ecd\u7136\u6709\u51fa\u8def\u3002\u5728\u9019\u7a2e\u60c5\u6cc1\u4e0b\uff0c\u9055\u7d04\u501f\u6b3e\u4eba\u61c9\u67e5\u660e\u662f\u5426\u53ef\u4ee5\u884c\u4f7f\u4efb\u4f55\u7cfe\u6b63\u6b0a\u4f5c\u70ba\u88dc\u6551\u3002\u80a1\u6b0a\u7cfe\u6b63\u689d\u6b3e\u901a\u5e38\u5141\u8a31\u501f\u6b3e\u4eba\u7684\u80a1\u6771\u5411\u501f\u6b3e\u4eba\u6ce8\u5165\u984d\u5916\u7684\u80a1\u672c\u3002\u9019\u6a23\uff0c\u501f\u6b3e\u4eba\u7684\u8ca1\u52d9\u72c0\u6cc1\u4fbf\u6703\u9054\u5230\u5951\u8afe\u6240\u8981\u6c42\u7684\u6a19\u6e96\u3002\u4f46\u5373\u4f7f\u8cb8\u6b3e\u5354\u8b70\u6c92\u6709\u6307\u660e\u89e3\u6c7a\u65b9\u6cd5\uff0c\u501f\u6b3e\u4eba\u4ecd\u672a\u5fc5\u5c71\u7aae\u6c34\u76e1\uff0c\u6216\u53ef\u8d70\u51fa\u7d55\u5883\uff08\u5982\u4e0b\u8ff0\uff09\u3002 3. \u9055\u7d04\u4e8b\u4ef6 \u5e38\u898b\u7684\u9055\u7d04\u4e8b\u4ef6\u662f\u4e0d\u4ed8\u6b3e\uff0c\u7834\u7522\u548c\u9032\u5165\u7834\u7522\u7a0b\u5e8f\u3002\u511f\u9084\u5230\u671f\u6b3e\u9805\u6709\u56f0\u96e3\u7684\u4f01\u696d\u5c07\u6709\u9055\u7d04\u7684\u98a8\u96aa\u3002\u81f3\u65bc\u7834\u7522\uff0c\u61c9\u7576\u6ce8\u610f\u7684\u662f\uff0c\u7834\u7522\u7684\u5b9a\u7fa9\u6216\u6e2c\u8a66\u56e0\u53f8\u6cd5\u7ba1\u8f44\u5340\u800c\u7570\u3002\u5728\u9999\u6e2f\uff0c\u8003\u616e\u5230\u516c\u53f8\u7684\u6216\u6709\u50b5\u52d9\u548c\u9810\u671f\u8ca0\u50b5\uff08\u57fa\u65bc\u73fe\u91d1\u6d41\u91cf\u6216\u8cc7\u7522\u8ca0\u50b5\u8868\uff09\uff0c\u5982\u679c\u8a72\u516c\u53f8\u7121\u6cd5\u511f\u908410,000\u6e2f\u5143\u6216\u4ee5\u4e0a\u7684\u50b5\u52d9\uff0c\u516c\u53f8\u53ef\u80fd\u6703\u88ab\u6cd5\u9662\u6e05\u76e4\u3002 \u76f8\u6bd4\u4e4b\u4e0b\uff0c\u65b0\u52a0\u5761\u7684\u7834\u7522\u6e2c\u8a66\u662f\u4e00\u5bb6\u516c\u53f8\u7121\u6cd5\u5c65\u884c\u5176\u61c9\u4ed8\u6b3e\u7684\u50b5\u52d9\uff0c\u6216\u5176\u7e3d\u8ca0\u50b5\u8d85\u904e\u5176\u8cc7\u7522\u50f9\u503c\u3002 \u7576\u8cb8\u6b3e\u5354\u8b70\u4e2d\u6709\u4e00\u9805\u689d\u6587\u898f\u5b9a\u5982\u679c\u501f\u6b3e\u4eba\u9055\u53cd\u8207\u53e6\u4e00\u50b5\u6b0a\u4eba\u7684\u53e6\u4e00\u7b46\u8cb8\u6b3e\u5354\u8b70\u5247\u8996\u70ba\u9055\u7d04\u4e8b\u4ef6\uff0c\u5c31\u6703\u51fa\u73fe\u4e00\u500b\u76f8\u95dc\u7684\u554f\u984c\uff1a\u201c\u4ea4\u53c9\u9055\u7d04\u201d\u3002\u9019\u4ee3\u8868\uff0c\u5982\u679c\u6240\u6709\u9019\u4e9b\u5354\u8b70\u90fd\u6709\u4ea4\u53c9\u9055\u7d04\u689d\u6b3e\uff0c\u5728\u9aa8\u724c\u6548\u61c9\u4e0b\uff0c\u501f\u6b3e\u4eba\u7684\u4e00\u9805\u9055\u7d04\u53ef\u80fd\u5c0e\u81f4\u591a\u65bc\u4e00\u9805\u7684\u8cb8\u6b3e\u5354\u8b70\u9055\u7d04\u3002 \u6211\u5011\u5efa\u8b70\u501f\u6b3e\u4eba\u9075\u5b88\u5354\u8b70\u4e2d\u7684\u4efb\u4f55\u901a\u77e5\u8981\u6c42\uff0c\u4e26\u5728\u53ef\u80fd\u6703\u9055\u7d04\/\u5be6\u969b\u4e0a\u5df2\u9055\u7d04\u7684\u60c5\u6cc1\u4e0b\u53ca\u6642\u901a\u77e5\u8cb8\u6b3e\u4eba\u3002\u6211\u5011\u4e0d\u6e05\u695a\u8cb8\u6b3e\u4eba\u662f\u5426\u9858\u610f\u4f5c\u51fa\u4efb\u4f55\u5bec\u9650\uff0c\u4f46\u5be6\u969b\u4e0a\uff0c\u7e3d\u6709\u8ac7\u5224\u7a7a\u9593\u8b93\u501f\u6b3e\u4eba\u8981\u6c42\u8cb8\u6b3e\u4eba\u653e\u68c4\u57f7\u884c\u9055\u7d04\u6b0a\u5229\uff0c\u7279\u5225\u662f\u5982\u679c\u9019\u53ea\u662f\u501f\u6b3e\u4eba\u7b2c\u4e00\u6b21\u9055\u7d04\u3002\u901a\u5e38\uff0c\u8cb8\u6b3e\u4eba\u6703\u6536\u53d6\u8c41\u514d\u8cbb\u4f5c\u70ba\u653e\u68c4\u57f7\u884c\u9055\u7d04\u6b0a\u5229\u7684\u4ee3\u50f9\u3002 \u501f\u6b3e\u4eba\u61c9\u6ce8\u610f\u54ea\u4e9b\u8cac\u4efb\uff1f 1. \u901a\u5831\u8cac\u4efb \u501f\u6b3e\u4eba\u61c9\u6aa2\u67e5\u5176\u8cb8\u6b3e\u5354\u8b70\u4e2d\u662f\u5426\u6709\u5411\u8cb8\u6b3e\u4eba\u63d0\u4f9b\u4fe1\u606f\u7684\u627f\u8afe\uff0c\u4f8b\u5982\u63d0\u4f9b\u501f\u6b3e\u4eba\u7684\u8ca1\u52d9\u5831\u8868\u548c\u5be9\u8a08\u5831\u544a\u3002\u65b0\u51a0\u80ba\u708e\u4e0b\u8a31\u591a\u5de5\u4f5c\u5834\u6240\u5be6\u65bd\u4e86\u53e6\u985e\u5de5\u4f5c\u5b89\u6392\uff0c\u56e0\u6b64\u516c\u53f8\u61c9\u5728\u4efb\u4f55\u622a\u6b62\u65e5\u671f\u4e4b\u524d\u8207\u6703\u8a08\/\u5be9\u8a08\u516c\u53f8\u5b89\u6392\u597d\uff0c\u4ee5\u78ba\u4fdd\u6e96\u6642\u6e96\u5099\u597d\u4e26\u53ef\u4ee5\u4ea4\u4ed8\u76f8\u95dc\u5831\u544a\u4f9b\u8cb8\u6b3e\u4eba\u6aa2\u95b1\u3002 \u6b64\u5916\uff0c\u5982\u53ef\u80fd\u767c\u751f\u6216\u5df2\u7d93\u767c\u751f\u9055\u7d04\u4e8b\u4ef6\uff0c\u501f\u6b3e\u4eba\u53ef\u80fd\u6709\u8cac\u4efb\u901a\u77e5\u8cb8\u6b3e\u4eba\u3002\u5176\u4ed6\u9700\u8981\u901a\u77e5\u8cb8\u6b3e\u4eba\u7684\u4e8b\u9805\u5305\u62ec\u501f\u6b3e\u4eba\u53ef\u80fd\u9055\u53cd\u4efb\u4f55\u91cd\u5927\u5408\u7d04\uff08\u56e0\u6b64\u5f71\u97ff\u5176\u696d\u52d9\u548c\u8ca1\u653f\u72c0\u6cc1\uff09\u3001\u4e3b\u8981\u7ba1\u7406\u5c64\u6210\u54e1\u7531\u65bc\u65b0\u51a0\u80ba\u708e\u800c\u7121\u6cd5\u5c65\u884c\u5de5\u4f5c\u8077\u8cac\u3001\u4ee5\u53ca\u8abf\u6574\u696d\u52d9\u4ee5\u61c9\u5c0d\u65b0\u51a0\u80ba\u708e\u4e0b\u7684\u5e02\u5834\u72c0\u6cc1\u3002\u5982\u679c\u501f\u6b3e\u4eba\u4e0d\u9075\u5b88\u9019\u4e9b\u8cac\u4efb\uff0c\u4fbf\u53ef\u80fd\u6703\u5c0e\u81f4\u9055\u53cd\u627f\u8afe\u6216\u89f8\u767c\u9055\u7d04\u4e8b\u4ef6\u3002 2. \u7dad\u6301\u8ca1\u52d9\u6307\u6a19 \u5982\u4e0a\u6240\u8ff0\uff0c\u8cb8\u6b3e\u5354\u8b70\u4e2d\u7684\u5148\u6c7a\u689d\u4ef6\u6703\u8981\u6c42\u501f\u6b3e\u4eba\u4fdd\u6301\u8ca1\u653f\u72c0\u6cc1\u5728\u4e00\u5b9a\u6c34\u5e73\u4e4b\u4e0a\u3002\u5728\u8cb8\u6b3e\u5354\u8b70\u662f\u5ea6\u8eab\u5b9a\u505a\u7684\u60c5\u6cc1\u4e0b\uff0c\u67e5\u770b\u6e2c\u8a66\u501f\u6b3e\u4eba\u8ca1\u52d9\u6307\u6a19\u7684\u8a08\u7b97\u9031\u671f\u7684\u898f\u5b9a\u53ef\u80fd\u6703\u6709\u6240\u5e6b\u52a9\u3002\u8209\u4f8b\u4f86\u8aaa\uff0c\u8f03\u9577\u7684\u8a08\u7b97\u9031\u671f\u6709\u52a9\u65bc\u6e1b\u8f15\u77ed\u671f\u58d3\u529b\uff0c\u4e26\u4e14\u5728\u8a08\u7b97\u4e2d\u53ef\u80fd\u6703\u61c9\u7528\u5230\u501f\u6b3e\u4eba\u65bc\u65b0\u51a0\u80ba\u708e\u524d\u7684\u6536\u5165\u4ee5\u5e6b\u52a9\u5176\u4fdd\u6301\u5728\u6240\u9700\u7684\u8ca1\u52d9\u6307\u6a19\u6c34\u5e73\u4e0a\u3002 \u7d50\u8ad6 \u6beb\u7121\u7591\u554f\uff0c\u65b0\u51a0\u80ba\u708e\u6e1b\u7de9\u4e86\u50b5\u52d9\u8cc7\u672c\u5e02\u5834\u7684\u4ea4\u6613\u91cf\u3002\u5c0d\u65bc\u73fe\u6709\u7684\u8cb8\u6b3e\u5354\u8b70\uff0c\u9664\u4e86\u501f\u6b3e\u4eba\u63a1\u53d6\u884c\u52d5\u8207\u50b5\u6b0a\u4eba\u8ac7\u5224\u4ee5\u91cd\u7d44\u8cb8\u6b3e\uff08\u4f46\u8981\u78ba\u4fdd\u9019\u4e0d\u6703\u89f8\u767c\u73fe\u6709\u8cb8\u6b3e\u5354\u8b70\u4e0b\u7684\u6280\u8853\u6027\u9055\u7d04\uff09\u4e4b\u5916\uff0c\u5982\u679c\u8cb8\u6b3e\u4eba\uff0c\u7279\u5225\u662f\u6a5f\u69cb\u9280\u884c\u696d\u52d9\u8cb8\u6b3e\u4eba\uff0c\u4e3b\u52d5\u5c0d\u4e2d\u5c0f\u578b\u4f01\u696d\u63d0\u4f9b\u6551\u6fdf\u65b9\u6848\uff0c\u9019\u6a23\u66f4\u6709\u5e6b\u52a9\u3002 \u4e8b\u5be6\u4e0a\uff0c\u9999\u6e2f\u91d1\u878d\u7ba1\u7406\u5c40\uff08\u201c\u91d1\u7ba1\u5c40\u201d\uff09\u57282020\u5e742\u67086\u65e5\u767c\u7d66\u8a8d\u53ef\u6a5f\u69cb\uff08\u5305\u62ec\u9280\u884c\uff09\u7684\u4fe1\u4ef6\u4e2d\u6307\u51fa\uff0c\u4e00\u4e9b\u6a5f\u69cb\u5df2\u8a08\u5283\u5411\u501f\u6b3e\u4eba\u63d0\u4f9b\u81e8\u6642\u6551\u6fdf\u63aa\u65bd\uff0c\u4e26\u9f13\u52f5\u5176\u4ed6\u6a5f\u69cb\u4e5f\u9019\u6a23\u505a\u3002\u91d1\u7ba1\u5c40\u9032\u4e00\u6b65\u8868\u793a\uff0c \u201c\u9280\u884c\u696d\u7684\u7a4d\u6975\u53cd\u61c9\u5c07\u6709\u52a9\u7de9\u89e3\u65b0\u51a0\u80ba\u708e\u9020\u6210\u7684\u8ca1\u653f\u5f8c\u679c\u201d\u3002 \u6709\u591a\u5c11\u8cb8\u6b3e\u4eba\u5c07\u63a1\u53d6\u985e\u4f3c\u7684\u6551\u6fdf\u63aa\u65bd\u9084\u6709\u5f85\u89c0\u5bdf\uff0c\u4f46\u662f\u8cb8\u6b3e\u4ea4\u6613\u96d9\u65b9\u4e00\u81f4\u3001\u96c6\u9ad4\u7684\u52aa\u529b\u7121\u7591\u6703\u7de9\u89e3\u5728\u9019\u524d\u6240\u672a\u6709\u7684\u6642\u671f\u672c\u5730\u4f01\u696d\u9762\u81e8\u7684\u8ca1\u653f\u58d3\u529b\u3002 \u5982\u679c\u60a8\u5c0d\u4e0a\u9762\u63a2\u8a0e\u7684\u8b70\u984c\u6709\u4efb\u4f55\u7591\u554f\uff0c\u8acb\u900f\u904etracy.yip@oln-law.com\u806f\u7d61\u6211\u5011\u7684\u5408\u5925\u4eba\u8449\u7433\u5bf3\u5f8b\u5e2b\u4ee5\u7372\u5f97\u9032\u4e00\u6b65\u7684\u5e6b\u52a9\u3002 \u514d\u8cac\u8072\u660e\uff1a\u672c\u6587\u50c5\u4f9b\u53c3\u8003\u3002\u672c\u6587\u4e2d\u7684\u4efb\u4f55\u5167\u5bb9\u5747\u4e0d\u5f97\u89e3\u91cb\u70ba\u5c0d\u4efb\u4f55\u4eba\u7684\u9999\u6e2f\u6cd5\u5f8b\u610f\u898b\u6216\u4efb\u4f55\u8207\u6b64\u6709\u95dc\u7684\u6cd5\u5f8b\u610f\u898b\u3002\u9ad8\u674e\u56b4\u5f8b\u5e2b\u4e8b\u52d9\u6240\u5c0d\u56e0\u672c\u689d\u6240\u8f09\u6750\u6599\u6240\u9020\u6210\u7684\u4efb\u4f55\u884c\u70ba\u6240\u9020\u6210\u7684\u4efb\u4f55\u640d\u5931\u548c\/\u6216\u640d\u5bb3\u4e0d\u627f\u64d4\u4efb\u4f55\u8cac\u4efb\u3002","og_url":"https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/","og_site_name":"OLN","article_published_time":"2020-06-09T00:00:00+00:00","article_modified_time":"2021-09-08T13:45:32+00:00","og_image":[{"width":1367,"height":908,"url":"https:\/\/oln-law.com\/wp-content\/uploads\/sites\/25\/2021\/09\/loanagreement.JPG","type":"image\/jpeg"}],"author":"OLN Marketing","twitter_card":"summary_large_image","twitter_misc":{"Written by":"OLN Marketing","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/#article","isPartOf":{"@id":"https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/"},"author":{"name":"OLN Marketing","@id":"https:\/\/oln-law.com\/zh-hk\/#\/schema\/person\/40feb57ef264bf780becaba28e43367f"},"headline":"\u65b0\u51a0\u80ba\u708e\u4e0b\u501f\u6b3e\u4eba\u9762\u5c0d\u7684\u8cb8\u6b3e\u5354\u8b70\u4e2d\u7684\u554f\u984c","datePublished":"2020-06-09T00:00:00+00:00","dateModified":"2021-09-08T13:45:32+00:00","mainEntityOfPage":{"@id":"https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/"},"wordCount":5,"commentCount":0,"publisher":{"@id":"https:\/\/oln-law.com\/zh-hk\/#organization"},"image":{"@id":"https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/#primaryimage"},"thumbnailUrl":"https:\/\/oln-law.com\/wp-content\/uploads\/sites\/25\/2021\/09\/loanagreement.JPG","articleSection":["\u516c\u53f8\u548c\u5546\u696d\u6cd5"],"inLanguage":"en-HK","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/","url":"https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/","name":"\u65b0\u51a0\u80ba\u708e\u4e0b\u501f\u6b3e\u4eba\u9762\u5c0d\u7684\u8cb8\u6b3e\u5354\u8b70\u4e2d\u7684\u554f\u984c | OLN","isPartOf":{"@id":"https:\/\/oln-law.com\/zh-hk\/#website"},"primaryImageOfPage":{"@id":"https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/#primaryimage"},"image":{"@id":"https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/#primaryimage"},"thumbnailUrl":"https:\/\/oln-law.com\/wp-content\/uploads\/sites\/25\/2021\/09\/loanagreement.JPG","datePublished":"2020-06-09T00:00:00+00:00","dateModified":"2021-09-08T13:45:32+00:00","breadcrumb":{"@id":"https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/#breadcrumb"},"inLanguage":"en-HK","potentialAction":[{"@type":"ReadAction","target":["https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/"]}]},{"@type":"ImageObject","inLanguage":"en-HK","@id":"https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/#primaryimage","url":"https:\/\/oln-law.com\/wp-content\/uploads\/sites\/25\/2021\/09\/loanagreement.JPG","contentUrl":"https:\/\/oln-law.com\/wp-content\/uploads\/sites\/25\/2021\/09\/loanagreement.JPG","width":1367,"height":908},{"@type":"BreadcrumbList","@id":"https:\/\/oln-law.com\/zh-hk\/issues-in-loan-agreements-facing-borrowers-in-covid-19\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"","item":"https:\/\/oln-law.com\/zh-hk\/"},{"@type":"ListItem","position":2,"name":"\u6700\u65b0\u6d88\u606f\u548c\u520a\u7269","item":"https:\/\/oln-law.com\/zh-hk\/news-articles\/"},{"@type":"ListItem","position":3,"name":"\u516c\u53f8\u548c\u5546\u696d\u6cd5","item":"https:\/\/oln-law.com\/zh-hk\/news-articles\/corporate-and-commercial-law\/"},{"@type":"ListItem","position":4,"name":"\u65b0\u51a0\u80ba\u708e\u4e0b\u501f\u6b3e\u4eba\u9762\u5c0d\u7684\u8cb8\u6b3e\u5354\u8b70\u4e2d\u7684\u554f\u984c"}]},{"@type":"WebSite","@id":"https:\/\/oln-law.com\/zh-hk\/#website","url":"https:\/\/oln-law.com\/zh-hk\/","name":"OLN","description":"","publisher":{"@id":"https:\/\/oln-law.com\/zh-hk\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/oln-law.com\/zh-hk\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-HK"},{"@type":"Organization","@id":"https:\/\/oln-law.com\/zh-hk\/#organization","name":"OLN","url":"https:\/\/oln-law.com\/zh-hk\/","logo":{"@type":"ImageObject","inLanguage":"en-HK","@id":"https:\/\/oln-law.com\/zh-hk\/#\/schema\/logo\/image\/","url":"https:\/\/oln-law.com\/wp-content\/uploads\/sites\/25\/2023\/12\/OLN-Blue.svg","contentUrl":"https:\/\/oln-law.com\/wp-content\/uploads\/sites\/25\/2023\/12\/OLN-Blue.svg","width":2562,"height":925,"caption":"OLN"},"image":{"@id":"https:\/\/oln-law.com\/zh-hk\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/oln-law.com\/zh-hk\/#\/schema\/person\/40feb57ef264bf780becaba28e43367f","name":"OLN Marketing","image":{"@type":"ImageObject","inLanguage":"en-HK","@id":"https:\/\/oln-law.com\/zh-hk\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/6b57e75a0d6810e47f6dbcc92f236ad9419dedb1074e2a5c1ce0654cf4038d06?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6b57e75a0d6810e47f6dbcc92f236ad9419dedb1074e2a5c1ce0654cf4038d06?s=96&d=mm&r=g","caption":"OLN Marketing"},"url":"https:\/\/oln-law.com\/zh-hk\/author\/olnmarketing\/"}]}},"featured_image_src":"https:\/\/oln-law.com\/wp-content\/uploads\/sites\/25\/2021\/09\/loanagreement-600x400.jpg","featured_image_src_square":"https:\/\/oln-law.com\/wp-content\/uploads\/sites\/25\/2021\/09\/loanagreement-600x600.jpg","author_info":{"display_name":"OLN Marketing","author_link":"https:\/\/oln-law.com\/zh-hk\/author\/olnmarketing\/"},"_links":{"self":[{"href":"https:\/\/oln-law.com\/zh-hk\/wp-json\/wp\/v2\/posts\/1551","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/oln-law.com\/zh-hk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/oln-law.com\/zh-hk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/oln-law.com\/zh-hk\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/oln-law.com\/zh-hk\/wp-json\/wp\/v2\/comments?post=1551"}],"version-history":[{"count":0,"href":"https:\/\/oln-law.com\/zh-hk\/wp-json\/wp\/v2\/posts\/1551\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/oln-law.com\/zh-hk\/wp-json\/wp\/v2\/media\/2456"}],"wp:attachment":[{"href":"https:\/\/oln-law.com\/zh-hk\/wp-json\/wp\/v2\/media?parent=1551"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/oln-law.com\/zh-hk\/wp-json\/wp\/v2\/categories?post=1551"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/oln-law.com\/zh-hk\/wp-json\/wp\/v2\/tags?post=1551"},{"taxonomy":"featured_post","embeddable":true,"href":"https:\/\/oln-law.com\/zh-hk\/wp-json\/wp\/v2\/featured_post?post=1551"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}